US ZIP Code
49657

Mc Bain, MI

Missaukee County  ·  Michigan

● Active
👥 3,875 Population ↑ 5% since 2019
💰 $69,896 Median HH Income
▼ 8% below avg ↑ 36% since 2019
🎂 37.0 Median Age
🏠 $181,700 Median Home Value
▼ 35% below avg ↑ 41% since 2019
🎓 28.2% College Grads
▼ 27% below avg
📊 4.2% Unemployment
▼ 15% below avg ↓ 13% since 2019
ZIP Code Details
ZIP Code49657
CityMc Bain
StateMichigan (MI)
CountyMissaukee County
Area Code231
Elevation1,217 ft
Latitude44.215267
Longitude-85.183625
TimezoneDetroit (DST)
FIPS26113
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.5% (1,839) Female 52.5% (2,036) ♀

Race & Ethnicity

White: 89.8%Hispanic: 6.5%Black: 0.6%Asian: 0.1%Other: 2.8%Race
White89.8%
Hispanic6.5%
Black0.6%
Asian0.1%
Other2.8%

Age Breakdown

Under 5
8%
5–17
20%
18–24
7%
25–44
26%
45–64
21%
65+
9%

Key Indicators

Median Age37.0 yrs
Avg Household Size2.80
Below Poverty6.6% ▼ 34% below avg
College Grads28.2% ▼ 27% below avg
Unemployment4.2% ▼ 15% below avg
No HS Diploma29 (1.2%)
HS Graduate1,016 (42.6%)
Some College311 (13%)
Associates357 (15%)
Bachelors257 (10.8%)
Graduate Degree415 (17.4%)

Education

No HS: 1.2%HS Grad: 42.6%Some College: 13%Associates: 15%Bachelors: 10.8%Graduate: 17.4%Edu
No HS1.2%
HS Grad42.6%
Some College13.0%
Associates15.0%
Bachelors10.8%
Graduate17.4%
Housing & Income

Housing Tenure

Owner: 78.8%Renter: 21.2%Tenure
Owner78.8%
Renter21.2%

Home Value Distribution

Under $50k
8%
$50k–100k
11%
$100k–150k
21%
$150k–200k
18%
$200k–300k
29%
$300k–500k
10%
Over $500k
3%

Financials

Median HH Income$69,896 ▼ 8% below avg ↑ 36% since 2019
Median Home Value$181,700 ▼ 35% below avg ↑ 41% since 2019
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$806/mo ↑ 22% since 2019
Total Units1,568
Vacant Units208
Avg HH Size2.80

Income Distribution

Under $25k
15%
$25k–50k
20%
$50k–75k
18%
$75k–100k
19%
$100k–150k
15%
$150k–200k
10%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
84%
Walked
6%
Work From Home
9%

Commute Time

Under 15 min
40%
15–30 min
40%
30–45 min
13%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
6%
1960s–1970s
16%
1980s–1990s
18%
2000+
57%

Summary

Total Units1,568
Vacant208
Owner Occupied78.8%
Renter Occupied21.2%
Avg HH Size2.80
Frequently Asked Questions
ZIP code 49657 is in Mc Bain, MI, in Missaukee County.
ZIP code 49657 is located in Michigan (MI).
ZIP code 49657 is in Missaukee County, MI.
ZIP 49657 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49657 is 3,875 people (ACS 2023).
The median household income in ZIP code 49657 is $69,896 (ACS 2023).
The median home value in ZIP 49657 is $181,700 (ACS 2023).
About ZIP Code 49657

ZIP code 49657 is located in Mc Bain, Michigan, within Missaukee County. With a population of 3,875, this is a sparsely populated ZIP code with a relatively young community — the median age is 37 years. Economically, 49657 is a solidly middle-class ZIP code: the median household income of $69,896 is near the national average.

Real estate in ZIP code 49657 represents an affordable housing market. The median home value of $181,700 is below the national average. Renters can expect to pay around $806 per month in median rent. Homeownership is strong here — 78.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.

The population of 49657 is primarily White (89.81%). Residents are moderately educated — 28.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 6.6%. Household income has grown by 36% since 2019.

The unemployment rate in 49657 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.

Overall, ZIP code 49657 in Mc Bain, MI is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,875 residents, a median household income of $69,896, and a median home value of $181,700, it offers a clear picture of life in this part of Michigan.