US ZIP Code
49651

Lake City, MI

Missaukee County  ·  Michigan

● Active
👥 7,540 Population ↓ 4% since 2019
💰 $61,524 Median HH Income
▼ 19% below avg ↑ 33% since 2019
🎂 47.7 Median Age ↑ 3% since 2019
🏠 $165,100 Median Home Value
▼ 41% below avg ↑ 39% since 2019
🎓 32.0% College Grads
▼ 18% below avg
📊 6.9% Unemployment
▲ 40% above avg
ZIP Code Details
ZIP Code49651
CityLake City
StateMichigan (MI)
CountyMissaukee County
Area Code231
Elevation1,207 ft
Latitude44.398984
Longitude-85.106294
TimezoneDetroit (DST)
FIPS26113
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.4% (3,873) Female 48.6% (3,667) ♀

Race & Ethnicity

White: 92.7%Hispanic: 1.4%Black: 0.5%Asian: 0.3%Other: 4.5%Race
White92.7%
Hispanic1.4%
Black0.5%
Asian0.3%
Other4.5%

Age Breakdown

Under 5
5%
5–17
13%
18–24
6%
25–44
22%
45–64
30%
65+
11%

Key Indicators

Median Age47.7 yrs ↑ 3% since 2019
Avg Household Size2.48
Below Poverty11.6% ▲ 16% above avg
College Grads32.0% ▼ 18% below avg
Unemployment6.9% ▲ 40% above avg
No HS Diploma34 (0.6%)
HS Graduate2,089 (39.4%)
Some College770 (14.5%)
Associates715 (13.5%)
Bachelors651 (12.3%)
Graduate Degree1,043 (19.7%)

Education

No HS: 0.6%HS Grad: 39.4%Some College: 14.5%Associates: 13.5%Bachelors: 12.3%Graduate: 19.7%Edu
No HS0.6%
HS Grad39.4%
Some College14.5%
Associates13.5%
Bachelors12.3%
Graduate19.7%
Housing & Income

Housing Tenure

Owner: 84.9%Renter: 15.1%Tenure
Owner84.9%
Renter15.1%

Home Value Distribution

Under $50k
8%
$50k–100k
15%
$100k–150k
20%
$150k–200k
16%
$200k–300k
21%
$300k–500k
15%
Over $500k
4%

Financials

Median HH Income$61,524 ▼ 19% below avg ↑ 33% since 2019
Median Home Value$165,100 ▼ 41% below avg ↑ 39% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$879/mo ↑ 12% since 2019
Total Units4,968
Vacant Units1,962
Avg HH Size2.48

Income Distribution

Under $25k
15%
$25k–50k
20%
$50k–75k
23%
$75k–100k
16%
$100k–150k
17%
$150k–200k
7%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
93%
Public Transit
1%
Walked
2%
Work From Home
4%

Commute Time

Under 15 min
29%
15–30 min
40%
30–45 min
15%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
20%
1980s–1990s
16%
2000+
55%

Summary

Total Units4,968
Vacant1,962
Owner Occupied84.9%
Renter Occupied15.1%
Avg HH Size2.48
Frequently Asked Questions
ZIP code 49651 is in Lake City, MI, in Missaukee County.
ZIP code 49651 is located in Michigan (MI).
ZIP code 49651 is in Missaukee County, MI.
ZIP 49651 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49651 is 7,540 people (ACS 2023).
The median household income in ZIP code 49651 is $61,524 (ACS 2023).
The median home value in ZIP 49651 is $165,100 (ACS 2023).
About ZIP Code 49651

ZIP code 49651 is located in Lake City, Michigan, within Missaukee County. With a population of 7,540, this is a lightly populated ZIP code with a mature community — the median age is 47.7 years. Economically, 49651 is a solidly middle-class ZIP code: the median household income of $61,524 is below the national average.

Real estate in ZIP code 49651 represents an affordable housing market. The median home value of $165,100 is below the national average. Renters can expect to pay around $879 per month in median rent. Homeownership is strong here — 84.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.

The population of 49651 is primarily White (92.67%). Residents are moderately educated — 32.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.6%. Household income has grown by 33% since 2019.

The unemployment rate in 49651 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 49651 in Lake City, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 7,540 residents, a median household income of $61,524, and a median home value of $165,100, it offers a clear picture of life in this part of Michigan.