| ZIP Code | 49635 |
|---|---|
| City | Frankfort |
| State | Michigan (MI) |
| County | Benzie County |
| Area Code | 231 |
| Elevation | 802 ft |
| Latitude | 44.625614 |
|---|---|
| Longitude | -86.193112 |
| Timezone | Detroit (DST) |
| FIPS | 26019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.18 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 53.0% ▲ 37% above avg |
| Unemployment | 4.5% ▼ 8% below avg |
| No HS Diploma | 57 (2.2%) |
| HS Graduate | 623 (24.1%) |
| Some College | 241 (9.3%) |
| Associates | 294 (11.4%) |
| Bachelors | 146 (5.6%) |
| Graduate Degree | 1,225 (47.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,875 ≈ Avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $332,300 ▲ 19% above avg ↑ 39% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $918/mo ↑ 40% since 2019 |
| Total Units | 3,014 |
| Vacant Units | 1,567 |
| Avg HH Size | 2.18 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,014 |
|---|---|
| Vacant | 1,567 |
| Owner Occupied | 82.1% |
| Renter Occupied | 17.9% |
| Avg HH Size | 2.18 |
ZIP code 49635 is located in Frankfort, Michigan, within Benzie County. With a population of 3,367, this is a sparsely populated ZIP code with an older community — the median age is 60.9 years. Economically, 49635 is a solidly middle-class ZIP code: the median household income of $71,875 is near the national average.
Real estate in ZIP code 49635 represents a mid-range housing market. The median home value of $332,300 is above the national average. Renters can expect to pay around $918 per month in median rent. Homeownership is strong here — 82.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 49635 is primarily White (93.67%). Residents are well-educated — 53.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 28% since 2019.
The unemployment rate in 49635 stands at 4.5%, which is near the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 49635 in Frankfort, MI is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 3,367 residents, a median household income of $71,875, and a median home value of $332,300, it offers a clear picture of life in this part of Michigan.