| ZIP Code | 49628 |
|---|---|
| City | Elberta |
| State | Michigan (MI) |
| County | Benzie County |
| Area Code | 231 |
| Elevation | 597 ft |
| Latitude | 44.620998 |
|---|---|
| Longitude | -86.234097 |
| Timezone | Detroit (DST) |
| FIPS | 26019 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.4 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 3.12 |
| Below Poverty | 1.1% ▼ 89% below avg |
| College Grads | 41.4% ≈ Avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 2 (1.2%) |
| HS Graduate | 41 (24.3%) |
| Some College | 52 (30.8%) |
| Associates | 4 (2.4%) |
| Bachelors | 16 (9.5%) |
| Graduate Degree | 54 (32%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $125,938 ▲ 65% above avg ↑ 138% since 2019 |
|---|---|
| Median Home Value | $272,400 ≈ Avg ↑ 134% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Total Units | 175 |
| Vacant Units | 117 |
| Avg HH Size | 3.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 175 |
|---|---|
| Vacant | 117 |
| Owner Occupied | 96.6% |
| Renter Occupied | 3.5% |
| Avg HH Size | 3.12 |
ZIP code 49628 is located in Elberta, Michigan, within Benzie County. With a population of 181, this is a sparsely populated ZIP code with a mature community — the median age is 51.4 years. Economically, 49628 is a upper-middle-income ZIP code: the median household income of $125,938 is significantly above the national average.
Real estate in ZIP code 49628 represents a mid-range housing market. The median home value of $272,400 is near the national average. Homeownership is strong here — 96.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 134% since 2019.
The population of 49628 is primarily White (75.69%). Residents are well-educated — 41.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 1.1%. Household income has grown by 138% since 2019.
The unemployment rate in 49628 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 49628 in Elberta, MI is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 181 residents, a median household income of $125,938, and a median home value of $272,400, it offers a clear picture of life in this part of Michigan.