US ZIP Code
49445

Muskegon, MI

Muskegon County  ·  Michigan

● Active
👥 21,090 Population ↓ 3% since 2019
💰 $80,514 Median HH Income
≈ Avg ↑ 23% since 2019
🎂 44.1 Median Age
🏠 $209,800 Median Home Value
▼ 25% below avg ↑ 45% since 2019
🎓 44.3% College Grads
▲ 14% above avg
📊 4.9% Unemployment
≈ Avg ↑ 32% since 2019
ZIP Code Details
ZIP Code49445
CityMuskegon
StateMichigan (MI)
CountyMuskegon County
Area Code231
Elevation634 ft
Latitude43.292537
Longitude-86.293883
TimezoneDetroit (DST)
FIPS26121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.3% (10,612) Female 49.7% (10,478) ♀

Race & Ethnicity

White: 86.2%Hispanic: 5.9%Black: 2.3%Asian: 0.5%Other: 4.2%Race
White86.2%
Hispanic5.9%
Black2.3%
Asian0.5%
Other4.2%

Age Breakdown

Under 5
4%
5–17
19%
18–24
7%
25–44
21%
45–64
29%
65+
10%

Key Indicators

Median Age44.1 yrs
Avg Household Size2.53
Below Poverty6.8% ▼ 32% below avg
College Grads44.3% ▲ 14% above avg
Unemployment4.9% ≈ Avg
No HS Diploma58 (0.4%)
HS Graduate3,651 (25.6%)
Some College1,841 (12.9%)
Associates2,410 (16.9%)
Bachelors2,195 (15.4%)
Graduate Degree4,122 (28.9%)

Education

No HS: 0.4%HS Grad: 25.6%Some College: 12.9%Associates: 16.9%Bachelors: 15.4%Graduate: 28.9%Edu
No HS0.4%
HS Grad25.6%
Some College12.9%
Associates16.9%
Bachelors15.4%
Graduate28.9%
Housing & Income

Housing Tenure

Owner: 89.3%Renter: 10.7%Tenure
Owner89.3%
Renter10.7%

Home Value Distribution

Under $50k
7%
$50k–100k
5%
$100k–150k
12%
$150k–200k
22%
$200k–300k
33%
$300k–500k
13%
Over $500k
8%

Financials

Median HH Income$80,514 ≈ Avg ↑ 23% since 2019
Median Home Value$209,800 ▼ 25% below avg ↑ 45% since 2019
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$1,163/mo ↑ 34% since 2019
Total Units9,109
Vacant Units810
Avg HH Size2.53

Income Distribution

Under $25k
10%
$25k–50k
13%
$50k–75k
20%
$75k–100k
16%
$100k–150k
23%
$150k–200k
10%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
25%
15–30 min
52%
30–45 min
14%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
14%
1960s–1970s
13%
1980s–1990s
16%
2000+
54%

Summary

Total Units9,109
Vacant810
Owner Occupied89.3%
Renter Occupied10.7%
Avg HH Size2.53
Frequently Asked Questions
ZIP code 49445 is in Muskegon, MI, in Muskegon County.
ZIP code 49445 is located in Michigan (MI).
ZIP code 49445 is in Muskegon County, MI.
ZIP 49445 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49445 is 21,090 people (ACS 2023).
The median household income in ZIP code 49445 is $80,514 (ACS 2023).
The median home value in ZIP 49445 is $209,800 (ACS 2023).
About ZIP Code 49445

ZIP code 49445 is located in Muskegon, Michigan, within Muskegon County. With a population of 21,090, this is a moderately populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 49445 is a middle-income ZIP code: the median household income of $80,514 is near the national average.

Real estate in ZIP code 49445 represents an affordable housing market. The median home value of $209,800 is below the national average. Renters can expect to pay around $1,163 per month in median rent. Homeownership is strong here — 89.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.

The population of 49445 is primarily White (86.18%). Residents are well-educated — 44.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 23% since 2019.

The unemployment rate in 49445 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 49445 in Muskegon, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 21,090 residents, a median household income of $80,514, and a median home value of $209,800, it offers a clear picture of life in this part of Michigan.