US ZIP Code
49440

Muskegon, MI

Muskegon County  ·  Michigan

● Active
👥 1,319 Population ↑ 63% since 2019
💰 $42,500 Median HH Income
▼ 44% below avg ↑ 186% since 2019
🎂 44.1 Median Age ↓ 24% since 2019
🏠 $163,100 Median Home Value
▼ 41% below avg ↑ 58% since 2019
🎓 44.7% College Grads
▲ 15% above avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code49440
CityMuskegon
StateMichigan (MI)
CountyMuskegon County
Area Code231
Elevation603 ft
Latitude43.23747
Longitude-86.253396
TimezoneDetroit (DST)
FIPS26121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 42.0% (554) Female 58.0% (765) ♀

Race & Ethnicity

White: 56%Hispanic: 10.8%Black: 15%Asian: 0.5%Other: 17.8%Race
White56.0%
Hispanic10.8%
Black15.0%
Asian0.5%
Other17.8%

Age Breakdown

Under 5
5%
5–17
16%
18–24
13%
25–44
17%
45–64
29%
65+
9%

Key Indicators

Median Age44.1 yrs ↓ 24% since 2019
Avg Household Size1.90
Below Poverty21.7% ▲ 117% above avg
College Grads44.7% ▲ 15% above avg
Unemployment0.0% ▼ 100% below avg
HS Graduate159 (20.2%)
Some College152 (19.3%)
Associates125 (15.9%)
Bachelors77 (9.8%)
Graduate Degree275 (34.9%)

Education

HS Grad: 20.2%Some College: 19.3%Associates: 15.9%Bachelors: 9.8%Graduate: 34.9%Edu
HS Grad20.2%
Some College19.3%
Associates15.9%
Bachelors9.8%
Graduate34.9%
Housing & Income

Housing Tenure

Owner: 28%Renter: 72.1%Tenure
Owner28.0%
Renter72.1%

Home Value Distribution

Under $50k
10%
$50k–100k
17%
$100k–150k
17%
$150k–200k
15%
$200k–300k
10%
$300k–500k
5%
Over $500k
26%

Financials

Median HH Income$42,500 ▼ 44% below avg ↑ 186% since 2019
Median Home Value$163,100 ▼ 41% below avg ↑ 58% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$791/mo ↑ 62% since 2019
Total Units860
Vacant Units166
Avg HH Size1.90

Income Distribution

Under $25k
26%
$25k–50k
32%
$50k–75k
13%
$75k–100k
9%
$100k–150k
7%
$150k–200k
4%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
2%
Walked
8%
Work From Home
7%

Commute Time

Under 15 min
46%
15–30 min
30%
30–45 min
21%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
2%
1980s–1990s
0%
2000+
94%

Summary

Total Units860
Vacant166
Owner Occupied28.0%
Renter Occupied72.1%
Avg HH Size1.90
Frequently Asked Questions
ZIP code 49440 is in Muskegon, MI, in Muskegon County.
ZIP code 49440 is located in Michigan (MI).
ZIP code 49440 is in Muskegon County, MI.
ZIP 49440 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49440 is 1,319 people (ACS 2023).
The median household income in ZIP code 49440 is $42,500 (ACS 2023).
The median home value in ZIP 49440 is $163,100 (ACS 2023).
About ZIP Code 49440

ZIP code 49440 is located in Muskegon, Michigan, within Muskegon County. With a population of 1,319, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 49440 is a working-class ZIP code: the median household income of $42,500 is below the national average.

Real estate in ZIP code 49440 represents an affordable housing market. The median home value of $163,100 is below the national average. Renters can expect to pay around $791 per month in median rent. This is predominantly a renter community, with 72.1% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 58% since 2019.

The population of 49440 is majority White (55.95%). Residents are well-educated — 44.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 21.7%. Household income has grown by 186% since 2019.

As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 49440 in Muskegon, MI is characterized as working-class, well-educated, and a middle-aged community. With 1,319 residents, a median household income of $42,500, and a median home value of $163,100, it offers a clear picture of life in this part of Michigan.