| ZIP Code | 49320 |
|---|---|
| City | Chippewa Lake |
| State | Michigan (MI) |
| County | Mecosta County |
| Area Code | 231 |
| Elevation | 1,106 ft |
| Latitude | 43.755143 |
|---|---|
| Longitude | -85.287539 |
| Timezone | Detroit (DST) |
| FIPS | 26107 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.2 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.44 |
| Below Poverty | 6.8% ▼ 32% below avg |
| College Grads | 13.9% ▼ 64% below avg |
| Unemployment | 26.8% ▲ 447% above avg |
| HS Graduate | 64 (42.4%) |
| Some College | 59 (39.1%) |
| Associates | 7 (4.6%) |
| Bachelors | 15 (9.9%) |
| Graduate Degree | 6 (4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,804 ▼ 10% below avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $121,400 ▼ 56% below avg |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $719/mo |
| Total Units | 283 |
| Vacant Units | 193 |
| Avg HH Size | 2.44 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 283 |
|---|---|
| Vacant | 193 |
| Owner Occupied | 72.2% |
| Renter Occupied | 27.8% |
| Avg HH Size | 2.44 |
ZIP code 49320 is located in Chippewa Lake, Michigan, within Mecosta County. With a population of 220, this is a sparsely populated ZIP code with an older community — the median age is 57.2 years. Economically, 49320 is a solidly middle-class ZIP code: the median household income of $68,804 is near the national average.
Real estate in ZIP code 49320 represents one of the more affordable housing markets in the country. The median home value of $121,400 is well below the national average. Renters can expect to pay around $719 per month in median rent. Homeownership is strong here — 72.2% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 49320 is primarily White (73.18%). Residents are less-educated — 13.9% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 35% since 2019.
The unemployment rate in 49320 stands at 26.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 95%.
Overall, ZIP code 49320 in Chippewa Lake, MI is characterized as solidly middle-class, less-educated, an older community, and predominantly owner-occupied. With 220 residents, a median household income of $68,804, and a median home value of $121,400, it offers a clear picture of life in this part of Michigan.