| ZIP Code | 49095 |
|---|---|
| City | Vandalia |
| State | Michigan (MI) |
| County | Cass County |
| Area Code | 269 |
| Elevation | 904 ft |
| Latitude | 41.906366 |
|---|---|
| Longitude | -85.885593 |
| Timezone | Detroit (DST) |
| FIPS | 26027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.5 yrs ↑ 25% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 9.6% ≈ Avg |
| College Grads | 32.9% ▼ 15% below avg |
| Unemployment | 6.7% ▲ 36% above avg |
| No HS Diploma | 57 (3.2%) |
| HS Graduate | 546 (30.4%) |
| Some College | 227 (12.6%) |
| Associates | 376 (20.9%) |
| Bachelors | 208 (11.6%) |
| Graduate Degree | 383 (21.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $86,577 ▲ 13% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $250,800 ▼ 10% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,092/mo ↑ 23% since 2019 |
| Total Units | 1,345 |
| Vacant Units | 314 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,345 |
|---|---|
| Vacant | 314 |
| Owner Occupied | 87.5% |
| Renter Occupied | 12.5% |
| Avg HH Size | 2.34 |
ZIP code 49095 is located in Vandalia, Michigan, within Cass County. With a population of 2,414, this is a sparsely populated ZIP code with a mature community — the median age is 52.5 years. Economically, 49095 is a middle-income ZIP code: the median household income of $86,577 is near the national average.
Real estate in ZIP code 49095 represents a mid-range housing market. The median home value of $250,800 is near the national average. Renters can expect to pay around $1,092 per month in median rent. Homeownership is strong here — 87.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 49095 is primarily White (90.22%). Residents are moderately educated — 32.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has grown by 18% since 2019.
The unemployment rate in 49095 stands at 6.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 49095 in Vandalia, MI is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 2,414 residents, a median household income of $86,577, and a median home value of $250,800, it offers a clear picture of life in this part of Michigan.