US ZIP Code
49093

Three Rivers, MI

St. Joseph County  ·  Michigan

● Active
👥 18,439 Population
💰 $63,040 Median HH Income
▼ 17% below avg ↑ 17% since 2019
🎂 41.4 Median Age ↑ 6% since 2019
🏠 $174,000 Median Home Value
▼ 38% below avg ↑ 39% since 2019
🎓 31.2% College Grads
▼ 19% below avg
📊 6.5% Unemployment
▲ 32% above avg ↑ 83% since 2019
ZIP Code Details
ZIP Code49093
CityThree Rivers
StateMichigan (MI)
CountySt. Joseph County
Area Code269
Elevation820 ft
Latitude41.975687
Longitude-85.647019
TimezoneDetroit (DST)
FIPS26149
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.7% (9,354) Female 49.3% (9,085) ♀

Race & Ethnicity

White: 84.3%Hispanic: 5.4%Black: 5.2%Asian: 0.7%Other: 4.3%Race
White84.3%
Hispanic5.4%
Black5.2%
Asian0.7%
Other4.3%

Age Breakdown

Under 5
5%
5–17
18%
18–24
7%
25–44
25%
45–64
25%
65+
10%

Key Indicators

Median Age41.4 yrs ↑ 6% since 2019
Avg Household Size2.46
Below Poverty10.8% ▲ 8% above avg
College Grads31.2% ▼ 19% below avg
Unemployment6.5% ▲ 32% above avg
No HS Diploma148 (1.2%)
HS Graduate3,930 (32.3%)
Some College1,822 (15%)
Associates2,480 (20.4%)
Bachelors1,263 (10.4%)
Graduate Degree2,539 (20.8%)

Education

No HS: 1.2%HS Grad: 32.3%Some College: 15%Associates: 20.4%Bachelors: 10.4%Graduate: 20.8%Edu
No HS1.2%
HS Grad32.3%
Some College15.0%
Associates20.4%
Bachelors10.4%
Graduate20.8%
Housing & Income

Housing Tenure

Owner: 73.2%Renter: 26.9%Tenure
Owner73.2%
Renter26.9%

Home Value Distribution

Under $50k
7%
$50k–100k
17%
$100k–150k
18%
$150k–200k
18%
$200k–300k
21%
$300k–500k
12%
Over $500k
7%

Financials

Median HH Income$63,040 ▼ 17% below avg ↑ 17% since 2019
Median Home Value$174,000 ▼ 38% below avg ↑ 39% since 2019
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$824/mo ↑ 14% since 2019
Total Units8,512
Vacant Units1,122
Avg HH Size2.46

Income Distribution

Under $25k
17%
$25k–50k
19%
$50k–75k
20%
$75k–100k
16%
$100k–150k
18%
$150k–200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
0%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
48%
15–30 min
23%
30–45 min
19%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
11%
1960s–1970s
14%
1980s–1990s
13%
2000+
59%

Summary

Total Units8,512
Vacant1,122
Owner Occupied73.2%
Renter Occupied26.9%
Avg HH Size2.46
Frequently Asked Questions
ZIP code 49093 is in Three Rivers, MI, in St. Joseph County.
ZIP code 49093 is located in Michigan (MI).
ZIP code 49093 is in St. Joseph County, MI.
ZIP 49093 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49093 is 18,439 people (ACS 2023).
The median household income in ZIP code 49093 is $63,040 (ACS 2023).
The median home value in ZIP 49093 is $174,000 (ACS 2023).
About ZIP Code 49093

ZIP code 49093 is located in Three Rivers, Michigan, within St. Joseph County. With a population of 18,439, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.4 years. Economically, 49093 is a solidly middle-class ZIP code: the median household income of $63,040 is below the national average.

Real estate in ZIP code 49093 represents an affordable housing market. The median home value of $174,000 is below the national average. Renters can expect to pay around $824 per month in median rent. Homeownership is strong here — 73.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.

The population of 49093 is primarily White (84.26%). Residents are moderately educated — 31.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.8%. Household income has grown by 17% since 2019.

The unemployment rate in 49093 stands at 6.5%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 49093 in Three Rivers, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 18,439 residents, a median household income of $63,040, and a median home value of $174,000, it offers a clear picture of life in this part of Michigan.