| ZIP Code | 49099 |
|---|---|
| City | White Pigeon |
| State | Michigan (MI) |
| County | St. Joseph County |
| Area Code | 269 |
| Elevation | 812 ft |
| Latitude | 41.793262 |
|---|---|
| Longitude | -85.671752 |
| Timezone | Detroit (DST) |
| FIPS | 26149 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 13.6% ▲ 36% above avg |
| College Grads | 26.4% ▼ 32% below avg |
| Unemployment | 4.5% ▼ 9% below avg |
| No HS Diploma | 68 (1.9%) |
| HS Graduate | 1,416 (39.3%) |
| Some College | 673 (18.7%) |
| Associates | 496 (13.8%) |
| Bachelors | 470 (13%) |
| Graduate Degree | 480 (13.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,147 ▼ 19% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $172,400 ▼ 38% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $879/mo ↑ 26% since 2019 |
| Total Units | 2,719 |
| Vacant Units | 382 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,719 |
|---|---|
| Vacant | 382 |
| Owner Occupied | 76.4% |
| Renter Occupied | 23.6% |
| Avg HH Size | 2.43 |
ZIP code 49099 is located in White Pigeon, Michigan, within St. Joseph County. With a population of 5,699, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 49099 is a solidly middle-class ZIP code: the median household income of $62,147 is below the national average.
Real estate in ZIP code 49099 represents an affordable housing market. The median home value of $172,400 is below the national average. Renters can expect to pay around $879 per month in median rent. Homeownership is strong here — 76.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 49099 is primarily White (90.95%). Residents are moderately educated — 26.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.6%. Household income has grown by 24% since 2019.
The unemployment rate in 49099 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 49099 in White Pigeon, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,699 residents, a median household income of $62,147, and a median home value of $172,400, it offers a clear picture of life in this part of Michigan.