| ZIP Code | 48832 |
|---|---|
| City | Elwell |
| State | Michigan (MI) |
| County | Gratiot County |
| Area Code | 989 |
| Elevation | 879 ft |
| Latitude | 43.411883 |
|---|---|
| Longitude | -84.776582 |
| Timezone | Detroit (DST) |
| FIPS | 26057 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.6 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 12.6% ▲ 26% above avg |
| College Grads | 27.9% ▼ 28% below avg |
| Unemployment | 1.4% ▼ 71% below avg |
| HS Graduate | 357 (39.5%) |
| Some College | 145 (16.1%) |
| Associates | 149 (16.5%) |
| Bachelors | 73 (8.1%) |
| Graduate Degree | 179 (19.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,188 ▼ 19% below avg ↑ 9% since 2019 |
|---|---|
| Median Home Value | $146,300 ▼ 48% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $770/mo ↑ 6% since 2019 |
| Total Units | 547 |
| Vacant Units | 28 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 547 |
|---|---|
| Vacant | 28 |
| Owner Occupied | 93.3% |
| Renter Occupied | 6.7% |
| Avg HH Size | 2.49 |
ZIP code 48832 is located in Elwell, Michigan, within Gratiot County. With a population of 1,291, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.6 years. Economically, 48832 is a solidly middle-class ZIP code: the median household income of $62,188 is below the national average.
Real estate in ZIP code 48832 represents one of the more affordable housing markets in the country. The median home value of $146,300 is below the national average. Renters can expect to pay around $770 per month in median rent. Homeownership is strong here — 93.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 48832 is primarily White (91.32%). Residents are moderately educated — 27.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.6%. Household income has grown by 9% since 2019.
The unemployment rate in 48832 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 48832 in Elwell, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,291 residents, a median household income of $62,188, and a median home value of $146,300, it offers a clear picture of life in this part of Michigan.