US ZIP Code
48320

Keego Harbor, MI

Oakland County  ·  Michigan

● Active
👥 4,257 Population ↓ 14% since 2019
💰 $77,700 Median HH Income
≈ Avg ↑ 31% since 2019
🎂 44.8 Median Age ↑ 10% since 2019
🏠 $317,900 Median Home Value
▲ 14% above avg ↑ 58% since 2019
🎓 61.0% College Grads
▲ 57% above avg
📊 3.8% Unemployment
▼ 22% below avg ↓ 24% since 2019
ZIP Code Details
ZIP Code48320
CityKeego Harbor
StateMichigan (MI)
CountyOakland County
Area Code248/947
Elevation936 ft
Latitude42.611935
Longitude-83.338092
TimezoneDetroit (DST)
FIPS26125
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.0% (2,085) Female 51.0% (2,172) ♀

Race & Ethnicity

White: 83.8%Hispanic: 5.4%Black: 4.7%Asian: 1.4%Other: 4.4%Race
White83.8%
Hispanic5.4%
Black4.7%
Asian1.4%
Other4.4%

Age Breakdown

Under 5
4%
5–17
15%
18–24
8%
25–44
24%
45–64
33%
65+
5%

Key Indicators

Median Age44.8 yrs ↑ 10% since 2019
Avg Household Size2.05
Below Poverty6.8% ▼ 32% below avg
College Grads61.0% ▲ 57% above avg
Unemployment3.8% ▼ 22% below avg
No HS Diploma9 (0.3%)
HS Graduate446 (14.5%)
Some College217 (7.1%)
Associates527 (17.2%)
Bachelors399 (13%)
Graduate Degree1,473 (48%)

Education

No HS: 0.3%HS Grad: 14.5%Some College: 7.1%Associates: 17.2%Bachelors: 13%Graduate: 48%Edu
No HS0.3%
HS Grad14.5%
Some College7.1%
Associates17.2%
Bachelors13.0%
Graduate48.0%
Housing & Income

Housing Tenure

Owner: 73.3%Renter: 26.7%Tenure
Owner73.3%
Renter26.7%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
5%
$150k–200k
14%
$200k–300k
25%
$300k–500k
34%
Over $500k
18%

Financials

Median HH Income$77,700 ≈ Avg ↑ 31% since 2019
Median Home Value$317,900 ▲ 14% above avg ↑ 58% since 2019
Home/Income Ratio4.1x (nat avg ~3.5x)
Median Rent$1,153/mo ↑ 17% since 2019
Total Units2,269
Vacant Units197
Avg HH Size2.05

Income Distribution

Under $25k
13%
$25k–50k
14%
$50k–75k
19%
$75k–100k
14%
$100k–150k
15%
$150k–200k
7%
Over $200k
18%
Employment & Commute

How People Get to Work

Drove Alone
83%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
23%
15–30 min
40%
30–45 min
23%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
4%
1940s–1950s
11%
1960s–1970s
12%
1980s–1990s
13%
2000+
60%

Summary

Total Units2,269
Vacant197
Owner Occupied73.3%
Renter Occupied26.7%
Avg HH Size2.05
Frequently Asked Questions
ZIP code 48320 is in Keego Harbor, MI, in Oakland County.
ZIP code 48320 is located in Michigan (MI).
ZIP code 48320 is in Oakland County, MI.
ZIP 48320 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48320 is 4,257 people (ACS 2023).
The median household income in ZIP code 48320 is $77,700 (ACS 2023).
The median home value in ZIP 48320 is $317,900 (ACS 2023).
About ZIP Code 48320

ZIP code 48320 is located in Keego Harbor, Michigan, within Oakland County. With a population of 4,257, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.8 years. Economically, 48320 is a middle-income ZIP code: the median household income of $77,700 is near the national average.

Real estate in ZIP code 48320 represents a mid-range housing market. The median home value of $317,900 is near the national average. Renters can expect to pay around $1,153 per month in median rent. Homeownership is strong here — 73.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.

The population of 48320 is primarily White (83.77%). Residents are highly educated — 61.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 31% since 2019.

The unemployment rate in 48320 stands at 3.8%, which is below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 48320 in Keego Harbor, MI is characterized as middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 4,257 residents, a median household income of $77,700, and a median home value of $317,900, it offers a clear picture of life in this part of Michigan.