| ZIP Code | 38821 |
|---|---|
| City | Amory |
| State | Mississippi (MS) |
| County | Monroe County |
| Area Code | 662 |
| Elevation | 357 ft |
| Latitude | 33.973786 |
|---|---|
| Longitude | -88.437683 |
| Timezone | Chicago (DST) |
| FIPS | 28095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.2 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 13.5% ▲ 35% above avg |
| College Grads | 32.0% ▼ 17% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 163 (2.1%) |
| HS Graduate | 2,638 (34.1%) |
| Some College | 1,300 (16.8%) |
| Associates | 1,152 (14.9%) |
| Bachelors | 775 (10%) |
| Graduate Degree | 1,701 (22%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,810 ▼ 31% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $157,600 ▼ 43% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $757/mo ↑ 14% since 2019 |
| Total Units | 5,840 |
| Vacant Units | 914 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,840 |
|---|---|
| Vacant | 914 |
| Owner Occupied | 75.9% |
| Renter Occupied | 24.1% |
| Avg HH Size | 2.46 |
ZIP code 38821 is located in Amory, Mississippi, within Monroe County. With a population of 12,417, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.2 years. Economically, 38821 is a working-class ZIP code: the median household income of $52,810 is below the national average.
Real estate in ZIP code 38821 represents an affordable housing market. The median home value of $157,600 is below the national average. Renters can expect to pay around $757 per month in median rent. Homeownership is strong here — 75.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 38821 is primarily White (77.58%). Residents are moderately educated — 32.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.5%. Household income has grown by 13% since 2019.
The unemployment rate in 38821 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 38821 in Amory, MS is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 12,417 residents, a median household income of $52,810, and a median home value of $157,600, it offers a clear picture of life in this part of Mississippi.