| ZIP Code | 38870 |
|---|---|
| City | Smithville |
| State | Mississippi (MS) |
| County | Monroe County |
| Area Code | 662 |
| Elevation | 311 ft |
| Latitude | 34.070018 |
|---|---|
| Longitude | -88.339264 |
| Timezone | Chicago (DST) |
| FIPS | 28095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.8 yrs ↑ 25% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 13.1% ▲ 31% above avg |
| College Grads | 33.3% ▼ 14% below avg |
| Unemployment | 2.1% ▼ 58% below avg |
| No HS Diploma | 7 (0.4%) |
| HS Graduate | 583 (34.1%) |
| Some College | 166 (9.7%) |
| Associates | 385 (22.5%) |
| Bachelors | 161 (9.4%) |
| Graduate Degree | 409 (23.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,875 ▼ 19% below avg ↑ 40% since 2019 |
|---|---|
| Median Home Value | $120,800 ▼ 57% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $760/mo ↑ 14% since 2019 |
| Total Units | 1,456 |
| Vacant Units | 381 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,456 |
|---|---|
| Vacant | 381 |
| Owner Occupied | 89.5% |
| Renter Occupied | 10.5% |
| Avg HH Size | 2.30 |
ZIP code 38870 is located in Smithville, Mississippi, within Monroe County. With a population of 2,471, this is a sparsely populated ZIP code with a mature community — the median age is 45.8 years. Economically, 38870 is a solidly middle-class ZIP code: the median household income of $61,875 is below the national average.
Real estate in ZIP code 38870 represents one of the more affordable housing markets in the country. The median home value of $120,800 is well below the national average. Renters can expect to pay around $760 per month in median rent. Homeownership is strong here — 89.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 38870 is primarily White (94.17%). Residents are moderately educated — 33.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.1%. Household income has grown by 40% since 2019.
The unemployment rate in 38870 stands at 2.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 93%.
Overall, ZIP code 38870 in Smithville, MS is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,471 residents, a median household income of $61,875, and a median home value of $120,800, it offers a clear picture of life in this part of Mississippi.