| ZIP Code | 39746 |
|---|---|
| City | Hamilton |
| State | Mississippi (MS) |
| County | Monroe County |
| Area Code | 662 |
| Elevation | 280 ft |
| Latitude | 33.74904 |
|---|---|
| Longitude | -88.414965 |
| Timezone | Chicago (DST) |
| FIPS | 28095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.8 yrs |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 28.6% ▼ 26% below avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 97 (5.7%) |
| HS Graduate | 692 (40.8%) |
| Some College | 156 (9.2%) |
| Associates | 265 (15.6%) |
| Bachelors | 187 (11%) |
| Graduate Degree | 298 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,053 ▼ 27% below avg ↑ 3% since 2019 |
|---|---|
| Median Home Value | $97,500 ▼ 65% below avg ↓ 15% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $761/mo ↑ 22% since 2019 |
| Total Units | 1,482 |
| Vacant Units | 292 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,482 |
|---|---|
| Vacant | 292 |
| Owner Occupied | 75.7% |
| Renter Occupied | 24.3% |
| Avg HH Size | 2.29 |
ZIP code 39746 is located in Hamilton, Mississippi, within Monroe County. With a population of 2,731, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.8 years. Economically, 39746 is a solidly middle-class ZIP code: the median household income of $56,053 is below the national average.
Real estate in ZIP code 39746 represents one of the more affordable housing markets in the country. The median home value of $97,500 is well below the national average. Renters can expect to pay around $761 per month in median rent. Homeownership is strong here — 75.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 15% since 2019.
The population of 39746 is primarily White (78.76%). Residents are moderately educated — 28.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 3% since 2019.
The unemployment rate in 39746 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 39746 in Hamilton, MS is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,731 residents, a median household income of $56,053, and a median home value of $97,500, it offers a clear picture of life in this part of Mississippi.