| ZIP Code | 38654 |
|---|---|
| City | Olive Branch |
| State | Mississippi (MS) |
| County | DeSoto County |
| Area Code | 662 |
| Elevation | 369 ft |
| Latitude | 34.933929 |
|---|---|
| Longitude | -89.81628 |
| Timezone | Chicago (DST) |
| FIPS | 28033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.1 yrs |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 5.7% ▼ 43% below avg |
| College Grads | 42.8% ▲ 10% above avg |
| Unemployment | 2.9% ▼ 41% below avg |
| No HS Diploma | 430 (1.2%) |
| HS Graduate | 9,502 (26.1%) |
| Some College | 4,595 (12.6%) |
| Associates | 6,314 (17.3%) |
| Bachelors | 3,771 (10.4%) |
| Graduate Degree | 11,791 (32.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $99,481 ▲ 30% above avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $284,400 ≈ Avg ↑ 46% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $1,570/mo ↑ 36% since 2019 |
| Total Units | 21,437 |
| Vacant Units | 680 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 21,437 |
|---|---|
| Vacant | 680 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.76 |
ZIP code 38654 is located in Olive Branch, Mississippi, within DeSoto County. With a population of 57,334, this is a highly populated ZIP code with a middle-aged community — the median age is 38.1 years. Economically, 38654 is a middle-income ZIP code: the median household income of $99,481 is above the national average.
Real estate in ZIP code 38654 represents a mid-range housing market. The median home value of $284,400 is near the national average. Renters can expect to pay around $1,570 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.
The population of 38654 is majority White (57.36%). Residents are well-educated — 42.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.7%. Household income has grown by 21% since 2019.
The unemployment rate in 38654 stands at 2.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 38654 in Olive Branch, MS is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 57,334 residents, a median household income of $99,481, and a median home value of $284,400, it offers a clear picture of life in this part of Mississippi.