| ZIP Code | 38632 |
|---|---|
| City | Hernando |
| State | Mississippi (MS) |
| County | DeSoto County |
| Area Code | 662 |
| Elevation | 380 ft |
| Latitude | 34.795883 |
|---|---|
| Longitude | -90.01512 |
| Timezone | Chicago (DST) |
| FIPS | 28033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.4 yrs |
|---|---|
| Avg Household Size | 2.69 |
| Below Poverty | 5.3% ▼ 47% below avg |
| College Grads | 47.5% ▲ 23% above avg |
| Unemployment | 2.7% ▼ 46% below avg |
| No HS Diploma | 120 (0.6%) |
| HS Graduate | 4,385 (22.9%) |
| Some College | 2,324 (12.1%) |
| Associates | 3,210 (16.8%) |
| Bachelors | 1,997 (10.4%) |
| Graduate Degree | 7,100 (37.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,277 ▲ 18% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $287,100 ≈ Avg ↑ 43% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,203/mo ↑ 21% since 2019 |
| Total Units | 12,073 |
| Vacant Units | 786 |
| Avg HH Size | 2.69 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,073 |
|---|---|
| Vacant | 786 |
| Owner Occupied | 88.3% |
| Renter Occupied | 11.7% |
| Avg HH Size | 2.69 |
ZIP code 38632 is located in Hernando, Mississippi, within DeSoto County. With a population of 30,824, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 38632 is a middle-income ZIP code: the median household income of $90,277 is above the national average.
Real estate in ZIP code 38632 represents a mid-range housing market. The median home value of $287,100 is near the national average. Renters can expect to pay around $1,203 per month in median rent. Homeownership is strong here — 88.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 38632 is primarily White (81.23%). Residents are well-educated — 47.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 11% since 2019.
The unemployment rate in 38632 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 38632 in Hernando, MS is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 30,824 residents, a median household income of $90,277, and a median home value of $287,100, it offers a clear picture of life in this part of Mississippi.