| ZIP Code | 38618 |
|---|---|
| City | Coldwater |
| State | Mississippi (MS) |
| County | Tate County |
| Area Code | 662 |
| Elevation | 226 ft |
| Latitude | 34.716282 |
|---|---|
| Longitude | -89.937848 |
| Timezone | Chicago (DST) |
| FIPS | 28137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.5 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 15.1% ▲ 51% above avg |
| College Grads | 25.4% ▼ 34% below avg |
| Unemployment | 6.7% ▲ 36% above avg |
| No HS Diploma | 178 (2.7%) |
| HS Graduate | 2,707 (41.6%) |
| Some College | 1,028 (15.8%) |
| Associates | 938 (14.4%) |
| Bachelors | 741 (11.4%) |
| Graduate Degree | 912 (14%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,128 ▼ 29% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $139,600 ▼ 50% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,032/mo ↑ 34% since 2019 |
| Total Units | 4,810 |
| Vacant Units | 446 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,810 |
|---|---|
| Vacant | 446 |
| Owner Occupied | 79.7% |
| Renter Occupied | 20.3% |
| Avg HH Size | 2.29 |
ZIP code 38618 is located in Coldwater, Mississippi, within Tate County. With a population of 10,022, this is a lightly populated ZIP code with a mature community — the median age is 47.5 years. Economically, 38618 is a working-class ZIP code: the median household income of $54,128 is below the national average.
Real estate in ZIP code 38618 represents one of the more affordable housing markets in the country. The median home value of $139,600 is below the national average. Renters can expect to pay around $1,032 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 38618 is majority White (59.85%). Residents are moderately educated — 25.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.1%. Household income has grown by 29% since 2019.
The unemployment rate in 38618 stands at 6.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 38618 in Coldwater, MS is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 10,022 residents, a median household income of $54,128, and a median home value of $139,600, it offers a clear picture of life in this part of Mississippi.