| ZIP Code | 38558 |
|---|---|
| City | Crossville |
| State | Tennessee (TN) |
| County | Cumberland County |
| Area Code | 931 |
| Elevation | 2,008 ft |
| Latitude | 36.009851 |
|---|---|
| Longitude | -84.866557 |
| Timezone | Chicago (DST) |
| FIPS | 47035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 69.9 yrs |
|---|---|
| Avg Household Size | 1.93 |
| Below Poverty | 7.8% ▼ 23% below avg |
| College Grads | 42.0% ▲ 8% above avg |
| Unemployment | 2.5% ▼ 49% below avg |
| HS Graduate | 2,095 (24.8%) |
| Some College | 837 (9.9%) |
| Associates | 1,973 (23.3%) |
| Bachelors | 818 (9.7%) |
| Graduate Degree | 2,728 (32.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,000 ≈ Avg ↑ 40% since 2019 |
|---|---|
| Median Home Value | $319,900 ▲ 15% above avg ↑ 47% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,365/mo ↑ 59% since 2019 |
| Total Units | 5,571 |
| Vacant Units | 775 |
| Avg HH Size | 1.93 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,571 |
|---|---|
| Vacant | 775 |
| Owner Occupied | 89.7% |
| Renter Occupied | 10.3% |
| Avg HH Size | 1.93 |
ZIP code 38558 is located in Crossville, Tennessee, within Cumberland County. With a population of 9,270, this is a lightly populated ZIP code with an older community — the median age is 69.9 years. Economically, 38558 is a solidly middle-class ZIP code: the median household income of $75,000 is near the national average.
Real estate in ZIP code 38558 represents a mid-range housing market. The median home value of $319,900 is near the national average. Renters can expect to pay around $1,365 per month in median rent. Homeownership is strong here — 89.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.
The population of 38558 is primarily White (93.80%). Residents are well-educated — 42.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has grown by 40% since 2019.
The unemployment rate in 38558 stands at 2.5%, which is below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 38558 in Crossville, TN is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 9,270 residents, a median household income of $75,000, and a median home value of $319,900, it offers a clear picture of life in this part of Tennessee.