| ZIP Code | 38555 |
|---|---|
| City | Crossville |
| State | Tennessee (TN) |
| County | Cumberland County |
| Area Code | 931 |
| Elevation | 1,794 ft |
| Latitude | 35.887881 |
|---|---|
| Longitude | -84.989016 |
| Timezone | Chicago (DST) |
| FIPS | 47035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.27 |
| Below Poverty | 17.5% ▲ 75% above avg |
| College Grads | 26.1% ▼ 33% below avg |
| Unemployment | 7.3% ▲ 49% above avg |
| No HS Diploma | 52 (0.4%) |
| HS Graduate | 5,717 (40.4%) |
| Some College | 2,649 (18.7%) |
| Associates | 2,047 (14.5%) |
| Bachelors | 1,209 (8.5%) |
| Graduate Degree | 2,489 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $55,286 ▼ 28% below avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $221,400 ▼ 21% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $794/mo ↑ 16% since 2019 |
| Total Units | 10,104 |
| Vacant Units | 880 |
| Avg HH Size | 2.27 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,104 |
|---|---|
| Vacant | 880 |
| Owner Occupied | 66.3% |
| Renter Occupied | 33.7% |
| Avg HH Size | 2.27 |
ZIP code 38555 is located in Crossville, Tennessee, within Cumberland County. With a population of 21,428, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.3 years. Economically, 38555 is a solidly middle-class ZIP code: the median household income of $55,286 is below the national average.
Real estate in ZIP code 38555 represents an affordable housing market. The median home value of $221,400 is below the national average. Renters can expect to pay around $794 per month in median rent. Homeownership is strong here — 66.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 38555 is primarily White (89.64%). Residents are moderately educated — 26.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.5%. Household income has grown by 41% since 2019.
The unemployment rate in 38555 stands at 7.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 38555 in Crossville, TN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 21,428 residents, a median household income of $55,286, and a median home value of $221,400, it offers a clear picture of life in this part of Tennessee.