| ZIP Code | 38334 |
|---|---|
| City | Finger |
| State | Tennessee (TN) |
| County | McNairy County |
| Area Code | 731 |
| Elevation | 483 ft |
| Latitude | 35.349837 |
|---|---|
| Longitude | -88.586353 |
| Timezone | Chicago (DST) |
| FIPS | 47109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.0 yrs ↓ 21% since 2019 |
|---|---|
| Avg Household Size | 2.88 |
| Below Poverty | 7.1% ▼ 29% below avg |
| College Grads | 20.5% ▼ 47% below avg |
| Unemployment | 6.0% ▲ 23% above avg |
| No HS Diploma | 13 (1.3%) |
| HS Graduate | 500 (49.1%) |
| Some College | 184 (18.1%) |
| Associates | 113 (11.1%) |
| Bachelors | 91 (8.9%) |
| Graduate Degree | 118 (11.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,380 ▼ 10% below avg ↑ 61% since 2019 |
|---|---|
| Median Home Value | $130,300 ▼ 53% below avg ↑ 51% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $656/mo ↓ 6% since 2019 |
| Total Units | 849 |
| Vacant Units | 256 |
| Avg HH Size | 2.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 849 |
|---|---|
| Vacant | 256 |
| Owner Occupied | 86.9% |
| Renter Occupied | 13.2% |
| Avg HH Size | 2.88 |
ZIP code 38334 is located in Finger, Tennessee, within McNairy County. With a population of 1,708, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38 years. Economically, 38334 is a solidly middle-class ZIP code: the median household income of $68,380 is near the national average.
Real estate in ZIP code 38334 represents one of the more affordable housing markets in the country. The median home value of $130,300 is well below the national average. Renters can expect to pay around $656 per month in median rent. Homeownership is strong here — 86.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.
The population of 38334 is primarily White (89.99%). Residents are less-educated — 20.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.1%. Household income has grown by 61% since 2019.
The unemployment rate in 38334 stands at 6.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 38334 in Finger, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,708 residents, a median household income of $68,380, and a median home value of $130,300, it offers a clear picture of life in this part of Tennessee.