| ZIP Code | 38320 |
|---|---|
| City | Camden |
| State | Tennessee (TN) |
| County | Benton County |
| Area Code | 731 |
| Elevation | 463 ft |
| Latitude | 36.045977 |
|---|---|
| Longitude | -88.109864 |
| Timezone | Chicago (DST) |
| FIPS | 47005 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.0 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 15.6% ▲ 56% above avg |
| College Grads | 22.8% ▼ 41% below avg |
| Unemployment | 3.9% ▼ 20% below avg |
| No HS Diploma | 94 (1.4%) |
| HS Graduate | 2,881 (43.9%) |
| Some College | 1,319 (20.1%) |
| Associates | 778 (11.8%) |
| Bachelors | 504 (7.7%) |
| Graduate Degree | 990 (15.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,679 ▼ 24% below avg ↑ 58% since 2019 |
|---|---|
| Median Home Value | $124,600 ▼ 55% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $816/mo ↑ 16% since 2019 |
| Total Units | 4,983 |
| Vacant Units | 620 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,983 |
|---|---|
| Vacant | 620 |
| Owner Occupied | 73.2% |
| Renter Occupied | 26.8% |
| Avg HH Size | 2.36 |
ZIP code 38320 is located in Camden, Tennessee, within Benton County. With a population of 10,470, this is a lightly populated ZIP code with a middle-aged community — the median age is 43 years. Economically, 38320 is a solidly middle-class ZIP code: the median household income of $57,679 is below the national average.
Real estate in ZIP code 38320 represents one of the more affordable housing markets in the country. The median home value of $124,600 is well below the national average. Renters can expect to pay around $816 per month in median rent. Homeownership is strong here — 73.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 38320 is primarily White (91.47%). Residents are less-educated — 22.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.6%. Household income has grown by 58% since 2019.
The unemployment rate in 38320 stands at 3.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 38320 in Camden, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 10,470 residents, a median household income of $57,679, and a median home value of $124,600, it offers a clear picture of life in this part of Tennessee.