| ZIP Code | 37185 |
|---|---|
| City | Waverly |
| State | Tennessee (TN) |
| County | Humphreys County |
| Area Code | 931 |
| Elevation | 514 ft |
| Latitude | 36.062922 |
|---|---|
| Longitude | -87.865036 |
| Timezone | Chicago (DST) |
| FIPS | 47085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.6 yrs |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 16.6% ▲ 66% above avg |
| College Grads | 30.9% ▼ 20% below avg |
| Unemployment | 12.6% ▲ 158% above avg |
| No HS Diploma | 91 (1.5%) |
| HS Graduate | 2,304 (36.9%) |
| Some College | 1,047 (16.8%) |
| Associates | 869 (13.9%) |
| Bachelors | 750 (12%) |
| Graduate Degree | 1,176 (18.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,849 ▼ 31% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $182,100 ▼ 35% below avg ↑ 62% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $827/mo ↑ 24% since 2019 |
| Total Units | 4,853 |
| Vacant Units | 1,226 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,853 |
|---|---|
| Vacant | 1,226 |
| Owner Occupied | 76.3% |
| Renter Occupied | 23.7% |
| Avg HH Size | 2.42 |
ZIP code 37185 is located in Waverly, Tennessee, within Humphreys County. With a population of 9,120, this is a lightly populated ZIP code with a mature community — the median age is 45.6 years. Economically, 37185 is a working-class ZIP code: the median household income of $52,849 is below the national average.
Real estate in ZIP code 37185 represents an affordable housing market. The median home value of $182,100 is below the national average. Renters can expect to pay around $827 per month in median rent. Homeownership is strong here — 76.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 62% since 2019.
The population of 37185 is primarily White (88.31%). Residents are moderately educated — 30.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.6%. Household income has grown by 25% since 2019.
The unemployment rate in 37185 stands at 12.6%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 37185 in Waverly, TN is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,120 residents, a median household income of $52,849, and a median home value of $182,100, it offers a clear picture of life in this part of Tennessee.