| ZIP Code | 37323 |
|---|---|
| City | Cleveland |
| State | Tennessee (TN) |
| County | Bradley County |
| Area Code | 423 |
| Elevation | 840 ft |
| Latitude | 35.096183 |
|---|---|
| Longitude | -84.816533 |
| Timezone | Chicago (DST) |
| FIPS | 47011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.7 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 9.7% ≈ Avg |
| College Grads | 31.5% ▼ 19% below avg |
| Unemployment | 6.8% ▲ 38% above avg |
| No HS Diploma | 109 (0.6%) |
| HS Graduate | 6,479 (32.8%) |
| Some College | 4,170 (21.1%) |
| Associates | 2,763 (14%) |
| Bachelors | 2,401 (12.2%) |
| Graduate Degree | 3,829 (19.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,538 ▼ 11% below avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $213,900 ▼ 23% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $908/mo ↑ 11% since 2019 |
| Total Units | 12,841 |
| Vacant Units | 1,007 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,841 |
|---|---|
| Vacant | 1,007 |
| Owner Occupied | 78.7% |
| Renter Occupied | 21.3% |
| Avg HH Size | 2.60 |
ZIP code 37323 is located in Cleveland, Tennessee, within Bradley County. With a population of 30,764, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.7 years. Economically, 37323 is a solidly middle-class ZIP code: the median household income of $67,538 is near the national average.
Real estate in ZIP code 37323 represents an affordable housing market. The median home value of $213,900 is below the national average. Renters can expect to pay around $908 per month in median rent. Homeownership is strong here — 78.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 37323 is primarily White (88.26%). Residents are moderately educated — 31.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 23% since 2019.
The unemployment rate in 37323 stands at 6.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 37323 in Cleveland, TN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 30,764 residents, a median household income of $67,538, and a median home value of $213,900, it offers a clear picture of life in this part of Tennessee.