| ZIP Code | 37362 |
|---|---|
| City | Old Fort |
| State | Tennessee (TN) |
| County | Polk County |
| Area Code | 423 |
| Elevation | 1,091 ft |
| Latitude | 35.031284 |
|---|---|
| Longitude | -84.680857 |
| Timezone | Chicago (DST) |
| FIPS | 47139 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 14.6% ▲ 46% above avg |
| College Grads | 25.6% ▼ 34% below avg |
| Unemployment | 11.2% ▲ 129% above avg |
| No HS Diploma | 21 (1.1%) |
| HS Graduate | 895 (48.6%) |
| Some College | 308 (16.7%) |
| Associates | 146 (7.9%) |
| Bachelors | 167 (9.1%) |
| Graduate Degree | 305 (16.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,432 ▼ 35% below avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $116,600 ▼ 58% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $717/mo ↑ 4% since 2019 |
| Total Units | 1,553 |
| Vacant Units | 202 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,553 |
|---|---|
| Vacant | 202 |
| Owner Occupied | 92.0% |
| Renter Occupied | 8.0% |
| Avg HH Size | 2.52 |
ZIP code 37362 is located in Old Fort, Tennessee, within Polk County. With a population of 3,409, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.1 years. Economically, 37362 is a working-class ZIP code: the median household income of $49,432 is below the national average.
Real estate in ZIP code 37362 represents one of the more affordable housing markets in the country. The median home value of $116,600 is well below the national average. Renters can expect to pay around $717 per month in median rent. Homeownership is strong here — 92.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 37362 is primarily White (92.58%). Residents are moderately educated — 25.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.6%. Household income has grown by 14% since 2019.
The unemployment rate in 37362 stands at 11.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 37362 in Old Fort, TN is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,409 residents, a median household income of $49,432, and a median home value of $116,600, it offers a clear picture of life in this part of Tennessee.