| ZIP Code | 37312 |
|---|---|
| City | Cleveland |
| State | Tennessee (TN) |
| County | Bradley County |
| Area Code | 423 |
| Elevation | 734 ft |
| Latitude | 35.226009 |
|---|---|
| Longitude | -84.874479 |
| Timezone | Chicago (DST) |
| FIPS | 47011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.6 yrs |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 10.2% ≈ Avg |
| College Grads | 45.8% ▲ 18% above avg |
| Unemployment | 5.6% ▲ 14% above avg |
| No HS Diploma | 312 (1.3%) |
| HS Graduate | 5,443 (22.6%) |
| Some College | 3,310 (13.7%) |
| Associates | 4,004 (16.6%) |
| Bachelors | 2,307 (9.6%) |
| Graduate Degree | 8,750 (36.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,369 ≈ Avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $270,500 ≈ Avg ↑ 42% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $1,080/mo ↑ 26% since 2019 |
| Total Units | 15,023 |
| Vacant Units | 811 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,023 |
|---|---|
| Vacant | 811 |
| Owner Occupied | 71.1% |
| Renter Occupied | 28.9% |
| Avg HH Size | 2.56 |
ZIP code 37312 is located in Cleveland, Tennessee, within Bradley County. With a population of 36,894, this is a highly populated ZIP code with a middle-aged community — the median age is 40.6 years. Economically, 37312 is a middle-income ZIP code: the median household income of $75,369 is near the national average.
Real estate in ZIP code 37312 represents a mid-range housing market. The median home value of $270,500 is near the national average. Renters can expect to pay around $1,080 per month in median rent. Homeownership is strong here — 71.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 37312 is primarily White (81.54%). Residents are well-educated — 45.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.2%. Household income has grown by 31% since 2019.
The unemployment rate in 37312 stands at 5.6%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 37312 in Cleveland, TN is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 36,894 residents, a median household income of $75,369, and a median home value of $270,500, it offers a clear picture of life in this part of Tennessee.