| ZIP Code | 23040 |
|---|---|
| City | Cumberland |
| State | Virginia (VA) |
| County | Cumberland County |
| Area Code | 686/804 |
| Elevation | 353 ft |
| Latitude | 37.520189 |
|---|---|
| Longitude | -78.252836 |
| Timezone | New York (DST) |
| FIPS | 51049 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.0 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.17 |
| Below Poverty | 9.9% ≈ Avg |
| College Grads | 25.0% ▼ 35% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 69 (2.1%) |
| HS Graduate | 1,240 (38.3%) |
| Some College | 528 (16.3%) |
| Associates | 588 (18.2%) |
| Bachelors | 467 (14.4%) |
| Graduate Degree | 343 (10.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $55,019 ▼ 28% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $187,900 ▼ 33% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $936/mo ↑ 11% since 2019 |
| Total Units | 2,263 |
| Vacant Units | 198 |
| Avg HH Size | 2.17 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,263 |
|---|---|
| Vacant | 198 |
| Owner Occupied | 66.7% |
| Renter Occupied | 33.3% |
| Avg HH Size | 2.17 |
ZIP code 23040 is located in Cumberland, Virginia, within Cumberland County. With a population of 4,491, this is a lightly populated ZIP code with a mature community — the median age is 47 years. Economically, 23040 is a solidly middle-class ZIP code: the median household income of $55,019 is below the national average.
Real estate in ZIP code 23040 represents an affordable housing market. The median home value of $187,900 is below the national average. Renters can expect to pay around $936 per month in median rent. Homeownership is strong here — 66.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 23040 is majority White (58.83%). Residents are moderately educated — 25.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.9%. Household income has grown by 13% since 2019.
The unemployment rate in 23040 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 23040 in Cumberland, VA is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 4,491 residents, a median household income of $55,019, and a median home value of $187,900, it offers a clear picture of life in this part of Virginia.