| ZIP Code | 22520 |
|---|---|
| City | Montross |
| State | Virginia (VA) |
| County | Westmoreland County |
| Area Code | 686/804 |
| Elevation | 101 ft |
| Latitude | 38.118583 |
|---|---|
| Longitude | -76.812419 |
| Timezone | New York (DST) |
| FIPS | 51193 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.8 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 9.0% ▼ 10% below avg |
| College Grads | 32.0% ▼ 17% below avg |
| Unemployment | 10.1% ▲ 105% above avg |
| No HS Diploma | 27 (0.8%) |
| HS Graduate | 1,342 (39.3%) |
| Some College | 384 (11.2%) |
| Associates | 567 (16.6%) |
| Bachelors | 321 (9.4%) |
| Graduate Degree | 773 (22.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,063 ▼ 9% below avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $242,700 ▼ 13% below avg ↑ 32% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $968/mo ↓ 4% since 2019 |
| Total Units | 2,996 |
| Vacant Units | 938 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,996 |
|---|---|
| Vacant | 938 |
| Owner Occupied | 85.4% |
| Renter Occupied | 14.6% |
| Avg HH Size | 2.43 |
ZIP code 22520 is located in Montross, Virginia, within Westmoreland County. With a population of 5,014, this is a lightly populated ZIP code with a mature community — the median age is 47.8 years. Economically, 22520 is a solidly middle-class ZIP code: the median household income of $69,063 is near the national average.
Real estate in ZIP code 22520 represents an affordable housing market. The median home value of $242,700 is near the national average. Renters can expect to pay around $968 per month in median rent. Homeownership is strong here — 85.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.
The population of 22520 is majority White (58.36%). Residents are moderately educated — 32.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.0%. Household income has grown by 11% since 2019.
The unemployment rate in 22520 stands at 10.1%, which is more than double the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 22520 in Montross, VA is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 5,014 residents, a median household income of $69,063, and a median home value of $242,700, it offers a clear picture of life in this part of Virginia.