| ZIP Code | 21545 |
|---|---|
| City | Mount Savage |
| State | Maryland (MD) |
| County | Allegany County |
| Area Code | 227/240/301 |
| Elevation | 1,400 ft |
| Latitude | 39.704066 |
|---|---|
| Longitude | -78.854511 |
| Timezone | New York (DST) |
| FIPS | 24001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.8 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 15.4% ▲ 54% above avg |
| College Grads | 22.9% ▼ 41% below avg |
| Unemployment | 7.5% ▲ 53% above avg |
| No HS Diploma | 8 (0.7%) |
| HS Graduate | 670 (56%) |
| Some College | 159 (13.3%) |
| Associates | 86 (7.2%) |
| Bachelors | 96 (8%) |
| Graduate Degree | 178 (14.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,551 ▼ 22% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $111,300 ▼ 60% below avg |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $920/mo ↑ 17% since 2019 |
| Total Units | 835 |
| Vacant Units | 161 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 835 |
|---|---|
| Vacant | 161 |
| Owner Occupied | 77.3% |
| Renter Occupied | 22.7% |
| Avg HH Size | 2.55 |
ZIP code 21545 is located in Mount Savage, Maryland, within Allegany County. With a population of 1,716, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 21545 is a solidly middle-class ZIP code: the median household income of $59,551 is below the national average.
Real estate in ZIP code 21545 represents one of the more affordable housing markets in the country. The median home value of $111,300 is well below the national average. Renters can expect to pay around $920 per month in median rent. Homeownership is strong here — 77.3% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 21545 is primarily White (86.54%). Residents are less-educated — 22.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.4%. Household income has grown by 29% since 2019.
The unemployment rate in 21545 stands at 7.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 21545 in Mount Savage, MD is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,716 residents, a median household income of $59,551, and a median home value of $111,300, it offers a clear picture of life in this part of Maryland.