| ZIP Code | 21532 |
|---|---|
| City | Frostburg |
| State | Maryland (MD) |
| County | Allegany County |
| Area Code | 227/240/301 |
| Elevation | 2,072 ft |
| Latitude | 39.649077 |
|---|---|
| Longitude | -78.984732 |
| Timezone | New York (DST) |
| FIPS | 24001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.6 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 15.6% ▲ 56% above avg |
| College Grads | 44.5% ▲ 15% above avg |
| Unemployment | 5.9% ▲ 20% above avg |
| No HS Diploma | 47 (0.6%) |
| HS Graduate | 2,726 (36.9%) |
| Some College | 600 (8.1%) |
| Associates | 729 (9.9%) |
| Bachelors | 865 (11.7%) |
| Graduate Degree | 2,422 (32.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,158 ▼ 21% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $175,600 ▼ 37% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $839/mo ↑ 11% since 2019 |
| Total Units | 6,044 |
| Vacant Units | 837 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,044 |
|---|---|
| Vacant | 837 |
| Owner Occupied | 66.1% |
| Renter Occupied | 33.9% |
| Avg HH Size | 2.22 |
ZIP code 21532 is located in Frostburg, Maryland, within Allegany County. With a population of 13,123, this is a lightly populated ZIP code with a relatively young community — the median age is 32.6 years. Economically, 21532 is a solidly middle-class ZIP code: the median household income of $60,158 is below the national average.
Real estate in ZIP code 21532 represents an affordable housing market. The median home value of $175,600 is below the national average. Renters can expect to pay around $839 per month in median rent. Homeownership is strong here — 66.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 21532 is primarily White (89.03%). Residents are well-educated — 44.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.6%. Household income has grown by 25% since 2019.
The unemployment rate in 21532 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 21532 in Frostburg, MD is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 13,123 residents, a median household income of $60,158, and a median home value of $175,600, it offers a clear picture of life in this part of Maryland.