| ZIP Code | 21403 |
|---|---|
| City | Annapolis |
| State | Maryland (MD) |
| County | Anne Arundel County |
| Area Code | 227/301/410/443/667 |
| Elevation | 26 ft |
| Latitude | 38.942123 |
|---|---|
| Longitude | -76.489628 |
| Timezone | New York (DST) |
| FIPS | 24003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.1 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 4.8% ▼ 52% below avg |
| College Grads | 63.8% ▲ 65% above avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 815 (3.6%) |
| HS Graduate | 3,214 (14.4%) |
| Some College | 1,326 (5.9%) |
| Associates | 2,750 (12.3%) |
| Bachelors | 1,232 (5.5%) |
| Graduate Degree | 13,032 (58.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $115,068 ▲ 51% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $566,900 ▲ 103% above avg ↑ 20% since 2019 |
| Home/Income Ratio | 4.9x (nat avg ~3.5x) |
| Median Rent | $1,872/mo ↑ 13% since 2019 |
| Total Units | 15,479 |
| Vacant Units | 1,071 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,479 |
|---|---|
| Vacant | 1,071 |
| Owner Occupied | 70.0% |
| Renter Occupied | 30.0% |
| Avg HH Size | 2.25 |
ZIP code 21403 is located in Annapolis, Maryland, within Anne Arundel County. With a population of 32,757, this is a moderately populated ZIP code with a mature community — the median age is 45.1 years. Economically, 21403 is a upper-middle-income ZIP code: the median household income of $115,068 is significantly above the national average.
Real estate in ZIP code 21403 represents a premium housing market. The median home value of $566,900 is more than double the national average. Renters can expect to pay around $1,872 per month in median rent. Homeownership is strong here — 70.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 20% since 2019.
The population of 21403 is majority White (64.64%). Residents are highly educated — 63.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.8%. Household income has grown by 23% since 2019.
The unemployment rate in 21403 stands at 3.3%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 21403 in Annapolis, MD is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 32,757 residents, a median household income of $115,068, and a median home value of $566,900, it offers a clear picture of life in this part of Maryland.