| ZIP Code | 21401 |
|---|---|
| City | Annapolis |
| State | Maryland (MD) |
| County | Anne Arundel County |
| Area Code | 227/301/410/443/667 |
| Elevation | 85 ft |
| Latitude | 38.987941 |
|---|---|
| Longitude | -76.552716 |
| Timezone | New York (DST) |
| FIPS | 24003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.2 yrs |
|---|---|
| Avg Household Size | 2.11 |
| Below Poverty | 6.9% ▼ 31% below avg |
| College Grads | 66.6% ▲ 72% above avg |
| Unemployment | 3.4% ▼ 31% below avg |
| No HS Diploma | 332 (1.2%) |
| HS Graduate | 3,618 (13.3%) |
| Some College | 1,859 (6.8%) |
| Associates | 3,307 (12.1%) |
| Bachelors | 1,634 (6%) |
| Graduate Degree | 16,551 (60.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $119,296 ▲ 56% above avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $580,600 ▲ 108% above avg ↑ 24% since 2019 |
| Home/Income Ratio | 4.9x (nat avg ~3.5x) |
| Median Rent | $2,106/mo ↑ 23% since 2019 |
| Total Units | 19,293 |
| Vacant Units | 1,313 |
| Avg HH Size | 2.11 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 19,293 |
|---|---|
| Vacant | 1,313 |
| Owner Occupied | 62.5% |
| Renter Occupied | 37.6% |
| Avg HH Size | 2.11 |
ZIP code 21401 is located in Annapolis, Maryland, within Anne Arundel County. With a population of 39,118, this is a highly populated ZIP code with a mature community — the median age is 45.2 years. Economically, 21401 is a upper-middle-income ZIP code: the median household income of $119,296 is significantly above the national average.
Real estate in ZIP code 21401 represents a premium housing market. The median home value of $580,600 is more than double the national average. Renters can expect to pay around $2,106 per month in median rent. Homeownership is strong here — 62.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 21401 is majority White (68.73%). Residents are highly educated — 66.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 15% since 2019.
The unemployment rate in 21401 stands at 3.4%, which is below the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 21401 in Annapolis, MD is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 39,118 residents, a median household income of $119,296, and a median home value of $580,600, it offers a clear picture of life in this part of Maryland.