| ZIP Code | 21102 |
|---|---|
| City | Manchester |
| State | Maryland (MD) |
| County | Carroll County |
| Area Code | 410/443 |
| Elevation | 745 ft |
| Latitude | 39.692165 |
|---|---|
| Longitude | -76.847645 |
| Timezone | New York (DST) |
| FIPS | 24013 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.0 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.71 |
| Below Poverty | 4.1% ▼ 59% below avg |
| College Grads | 41.7% ▲ 8% above avg |
| Unemployment | 1.9% ▼ 61% below avg |
| No HS Diploma | 22 (0.3%) |
| HS Graduate | 2,666 (31.1%) |
| Some College | 1,058 (12.3%) |
| Associates | 1,257 (14.7%) |
| Bachelors | 843 (9.8%) |
| Graduate Degree | 2,729 (31.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $119,535 ▲ 57% above avg ↑ 32% since 2019 |
|---|---|
| Median Home Value | $374,600 ▲ 34% above avg ↑ 16% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,498/mo ↑ 58% since 2019 |
| Total Units | 4,513 |
| Vacant Units | 65 |
| Avg HH Size | 2.71 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,513 |
|---|---|
| Vacant | 65 |
| Owner Occupied | 88.9% |
| Renter Occupied | 11.1% |
| Avg HH Size | 2.71 |
ZIP code 21102 is located in Manchester, Maryland, within Carroll County. With a population of 12,176, this is a lightly populated ZIP code with a mature community — the median age is 45 years. Economically, 21102 is a upper-middle-income ZIP code: the median household income of $119,535 is significantly above the national average.
Real estate in ZIP code 21102 represents a mid-range housing market. The median home value of $374,600 is above the national average. Renters can expect to pay around $1,498 per month in median rent. Homeownership is strong here — 88.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 16% since 2019.
The population of 21102 is primarily White (90.20%). Residents are well-educated — 41.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.1%. Household income has grown by 32% since 2019.
The unemployment rate in 21102 stands at 1.9%, which is well below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 21102 in Manchester, MD is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 12,176 residents, a median household income of $119,535, and a median home value of $374,600, it offers a clear picture of life in this part of Maryland.