| ZIP Code | 21078 |
|---|---|
| City | Havre De Grace |
| State | Maryland (MD) |
| County | Harford County |
| Area Code | 410/443/667 |
| Elevation | 329 ft |
| Latitude | 39.559229 |
|---|---|
| Longitude | -76.141248 |
| Timezone | New York (DST) |
| FIPS | 24025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.4 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 9.1% ▼ 9% below avg |
| College Grads | 50.9% ▲ 31% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 132 (0.9%) |
| HS Graduate | 3,388 (24%) |
| Some College | 1,520 (10.8%) |
| Associates | 1,892 (13.4%) |
| Bachelors | 1,290 (9.1%) |
| Graduate Degree | 5,903 (41.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,451 ▲ 43% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $355,500 ▲ 28% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,331/mo ↑ 37% since 2019 |
| Total Units | 8,760 |
| Vacant Units | 447 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,760 |
|---|---|
| Vacant | 447 |
| Owner Occupied | 77.4% |
| Renter Occupied | 22.6% |
| Avg HH Size | 2.39 |
ZIP code 21078 is located in Havre De Grace, Maryland, within Harford County. With a population of 20,002, this is a moderately populated ZIP code with a mature community — the median age is 47.4 years. Economically, 21078 is a upper-middle-income ZIP code: the median household income of $109,451 is above the national average.
Real estate in ZIP code 21078 represents a mid-range housing market. The median home value of $355,500 is above the national average. Renters can expect to pay around $1,331 per month in median rent. Homeownership is strong here — 77.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 21078 is primarily White (74.77%). Residents are well-educated — 50.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.1%. Household income has grown by 38% since 2019.
The unemployment rate in 21078 stands at 3.5%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 21078 in Havre De Grace, MD is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 20,002 residents, a median household income of $109,451, and a median home value of $355,500, it offers a clear picture of life in this part of Maryland.