| ZIP Code | 21028 |
|---|---|
| City | Churchville |
| State | Maryland (MD) |
| County | Harford County |
| Area Code | 410/443/667 |
| Elevation | 302 ft |
| Latitude | 39.565965 |
|---|---|
| Longitude | -76.249527 |
| Timezone | New York (DST) |
| FIPS | 24025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.4 yrs ↓ 10% since 2019 |
|---|---|
| Avg Household Size | 2.92 |
| Below Poverty | 2.2% ▼ 78% below avg |
| College Grads | 53.6% ▲ 38% above avg |
| Unemployment | 0.3% ▼ 94% below avg |
| No HS Diploma | 9 (0.5%) |
| HS Graduate | 470 (24.8%) |
| Some College | 143 (7.5%) |
| Associates | 258 (13.6%) |
| Bachelors | 97 (5.1%) |
| Graduate Degree | 921 (48.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $133,583 ▲ 75% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $476,400 ▲ 71% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $1,733/mo ↑ 28% since 2019 |
| Total Units | 1,127 |
| Vacant Units | 142 |
| Avg HH Size | 2.92 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,127 |
|---|---|
| Vacant | 142 |
| Owner Occupied | 84.8% |
| Renter Occupied | 15.2% |
| Avg HH Size | 2.92 |
ZIP code 21028 is located in Churchville, Maryland, within Harford County. With a population of 2,872, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.4 years. Economically, 21028 is a upper-middle-income ZIP code: the median household income of $133,583 is significantly above the national average.
Real estate in ZIP code 21028 represents a premium housing market. The median home value of $476,400 is significantly above the national average. Renters can expect to pay around $1,733 per month in median rent. Homeownership is strong here — 84.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 21028 is primarily White (85.69%). Residents are well-educated — 53.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 2.2%. Household income has grown by 23% since 2019.
The unemployment rate in 21028 stands at 0.3%, which is well below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 21028 in Churchville, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 2,872 residents, a median household income of $133,583, and a median home value of $476,400, it offers a clear picture of life in this part of Maryland.