US ZIP Code
20904

Silver Spring, MD

Montgomery County  ·  Maryland

● Active
👥 57,244 Population ↑ 4% since 2019
💰 $93,322 Median HH Income
▲ 22% above avg ↑ 9% since 2019
🎂 40.1 Median Age
🏠 $533,500 Median Home Value
▲ 91% above avg ↑ 32% since 2019
🎓 56.4% College Grads
▲ 45% above avg
📊 5.9% Unemployment
▲ 21% above avg ↓ 20% since 2019
ZIP Code Details
ZIP Code20904
CitySilver Spring
StateMaryland (MD)
CountyMontgomery County
Area Code227/301
Elevation285 ft
Latitude39.070379
Longitude-76.977379
TimezoneNew York (DST)
FIPS24031
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.5% (27,202) Female 52.5% (30,042) ♀

Race & Ethnicity

White: 20%Hispanic: 16.3%Black: 48.5%Asian: 10.6%Other: 3.7%Race
White20.0%
Hispanic16.3%
Black48.5%
Asian10.6%
Other3.7%

Age Breakdown

Under 5
7%
5–17
17%
18–24
8%
25–44
25%
45–64
23%
65+
8%

Key Indicators

Median Age40.1 yrs
Avg Household Size2.66
Below Poverty9.0% ▼ 10% below avg
College Grads56.4% ▲ 45% above avg
Unemployment5.9% ▲ 21% above avg
No HS Diploma1,025 (2.9%)
HS Graduate7,816 (21.9%)
Some College2,641 (7.4%)
Associates4,117 (11.5%)
Bachelors2,479 (6.9%)
Graduate Degree17,656 (49.4%)

Education

No HS: 2.9%HS Grad: 21.9%Some College: 7.4%Associates: 11.5%Bachelors: 6.9%Graduate: 49.4%Edu
No HS2.9%
HS Grad21.9%
Some College7.4%
Associates11.5%
Bachelors6.9%
Graduate49.4%
Housing & Income

Housing Tenure

Owner: 51%Renter: 49%Tenure
Owner51.0%
Renter49.0%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
1%
$150k–200k
1%
$200k–300k
8%
$300k–500k
31%
Over $500k
56%

Financials

Median HH Income$93,322 ▲ 22% above avg ↑ 9% since 2019
Median Home Value$533,500 ▲ 91% above avg ↑ 32% since 2019
Home/Income Ratio5.7x (nat avg ~3.5x)
Median Rent$1,893/mo ↑ 10% since 2019
Total Units22,366
Vacant Units1,121
Avg HH Size2.66

Income Distribution

Under $25k
10%
$25k–50k
13%
$50k–75k
15%
$75k–100k
16%
$100k–150k
17%
$150k–200k
10%
Over $200k
20%
Employment & Commute

How People Get to Work

Drove Alone
71%
Public Transit
8%
Walked
1%
Work From Home
21%

Commute Time

Under 15 min
11%
15–30 min
30%
30–45 min
33%
Over 45 min
26%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
17%
1960s–1970s
22%
1980s–1990s
9%
2000+
52%

Summary

Total Units22,366
Vacant1,121
Owner Occupied51.0%
Renter Occupied49.0%
Avg HH Size2.66
Frequently Asked Questions
ZIP code 20904 is in Silver Spring, MD, in Montgomery County.
ZIP code 20904 is located in Maryland (MD).
ZIP code 20904 is in Montgomery County, MD.
ZIP 20904 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 20904 is 57,244 people (ACS 2023).
The median household income in ZIP code 20904 is $93,322 (ACS 2023).
The median home value in ZIP 20904 is $533,500 (ACS 2023).
About ZIP Code 20904

ZIP code 20904 is located in Silver Spring, Maryland, within Montgomery County. With a population of 57,244, this is a highly populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 20904 is a middle-income ZIP code: the median household income of $93,322 is above the national average.

Real estate in ZIP code 20904 represents a premium housing market. The median home value of $533,500 is significantly above the national average. Renters can expect to pay around $1,893 per month in median rent. The area has a relatively balanced mix of owners (51.0%) and renters (49.0%). Median home values have increased by 32% since 2019.

The population of 20904 is racially diverse, with Black as the largest group at 48.5%. Residents are well-educated — 56.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.0%. Household income has grown by 9% since 2019.

The unemployment rate in 20904 stands at 5.9%, which is above the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.

Overall, ZIP code 20904 in Silver Spring, MD is characterized as middle-income, well-educated, and a middle-aged community. With 57,244 residents, a median household income of $93,322, and a median home value of $533,500, it offers a clear picture of life in this part of Maryland.