| ZIP Code | 20868 |
|---|---|
| City | Spencerville |
| State | Maryland (MD) |
| County | Montgomery County |
| Area Code | 227/301 |
| Elevation | 498 ft |
| Latitude | 39.125872 |
|---|---|
| Longitude | -76.961413 |
| Timezone | New York (DST) |
| FIPS | 24031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.1 yrs |
|---|---|
| Avg Household Size | 3.37 |
| Below Poverty | 0.0% ▼ 100% below avg |
| College Grads | 75.0% ▲ 94% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 14 (6%) |
| HS Graduate | 5 (2.2%) |
| Some College | 19 (8.2%) |
| Associates | 20 (8.6%) |
| Bachelors | 51 (22%) |
| Graduate Degree | 123 (53%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,554 ▲ 44% above avg ↓ 24% since 2019 |
|---|---|
| Median Home Value | $564,800 ▲ 103% above avg ↓ 25% since 2019 |
| Home/Income Ratio | 5.2x (nat avg ~3.5x) |
| Total Units | 114 |
| Avg HH Size | 3.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 114 |
|---|---|
| Owner Occupied | 100.0% |
| Renter Occupied | 0.0% |
| Avg HH Size | 3.37 |
ZIP code 20868 is located in Spencerville, Maryland, within Montgomery County. With a population of 384, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 20868 is a upper-middle-income ZIP code: the median household income of $109,554 is above the national average.
Real estate in ZIP code 20868 represents a premium housing market. The median home value of $564,800 is more than double the national average. Median home values have decreased by 25% since 2019.
The population of 20868 is majority White (63.54%). Residents are highly educated — 75.0% hold a bachelor's degree or higher, which is significantly above the national average. Household income has declined by 24% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 46%.
Overall, ZIP code 20868 in Spencerville, MD is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 384 residents, a median household income of $109,554, and a median home value of $564,800, it offers a clear picture of life in this part of Maryland.