| ZIP Code | 20754 |
|---|---|
| City | Dunkirk |
| State | Maryland (MD) |
| County | Calvert County |
| Area Code | 227/240 |
| Elevation | 148 ft |
| Latitude | 38.731807 |
|---|---|
| Longitude | -76.65658 |
| Timezone | New York (DST) |
| FIPS | 24009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.4 yrs ↓ 19% since 2019 |
|---|---|
| Avg Household Size | 3.30 |
| Below Poverty | 1.1% ▼ 89% below avg |
| College Grads | 55.6% ▲ 43% above avg |
| Unemployment | 0.8% ▼ 84% below avg |
| No HS Diploma | 26 (0.6%) |
| HS Graduate | 1,113 (23.8%) |
| Some College | 431 (9.2%) |
| Associates | 508 (10.9%) |
| Bachelors | 294 (6.3%) |
| Graduate Degree | 2,305 (49.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $173,208 ▲ 127% above avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $601,300 ▲ 116% above avg ↑ 30% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $2,602/mo ↑ 117% since 2019 |
| Total Units | 2,330 |
| Vacant Units | 55 |
| Avg HH Size | 3.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,330 |
|---|---|
| Vacant | 55 |
| Owner Occupied | 92.7% |
| Renter Occupied | 7.3% |
| Avg HH Size | 3.30 |
ZIP code 20754 is located in Dunkirk, Maryland, within Calvert County. With a population of 7,512, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.4 years. Economically, 20754 is a affluent ZIP code: the median household income of $173,208 is more than double the national average.
Real estate in ZIP code 20754 represents a premium housing market. The median home value of $601,300 is more than double the national average. Renters can expect to pay around $2,602 per month in median rent. Homeownership is strong here — 92.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 20754 is primarily White (79.65%). Residents are well-educated — 55.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 1.1%. Household income has grown by 33% since 2019.
The unemployment rate in 20754 stands at 0.8%, which is well below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 20754 in Dunkirk, MD is characterized as affluent, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,512 residents, a median household income of $173,208, and a median home value of $601,300, it offers a clear picture of life in this part of Maryland.