| ZIP Code | 20689 |
|---|---|
| City | Sunderland |
| State | Maryland (MD) |
| County | Calvert County |
| Area Code | 227/240 |
| Elevation | 137 ft |
| Latitude | 38.670275 |
|---|---|
| Longitude | -76.585916 |
| Timezone | New York (DST) |
| FIPS | 24009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.1 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 3.22 |
| Below Poverty | 2.7% ▼ 73% below avg |
| College Grads | 34.7% ▼ 11% below avg |
| Unemployment | 1.8% ▼ 62% below avg |
| HS Graduate | 546 (38.9%) |
| Some College | 79 (5.6%) |
| Associates | 291 (20.8%) |
| Bachelors | 58 (4.1%) |
| Graduate Degree | 428 (30.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $174,583 ▲ 129% above avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $468,400 ▲ 68% above avg ↑ 19% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,805/mo |
| Total Units | 635 |
| Avg HH Size | 3.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 635 |
|---|---|
| Owner Occupied | 88.5% |
| Renter Occupied | 11.5% |
| Avg HH Size | 3.22 |
ZIP code 20689 is located in Sunderland, Maryland, within Calvert County. With a population of 2,046, this is a sparsely populated ZIP code with a mature community — the median age is 47.1 years. Economically, 20689 is a affluent ZIP code: the median household income of $174,583 is more than double the national average.
Real estate in ZIP code 20689 represents a premium housing market. The median home value of $468,400 is significantly above the national average. Renters can expect to pay around $1,805 per month in median rent. Homeownership is strong here — 88.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 20689 is primarily White (73.90%). Residents are moderately educated — 34.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 2.7%. Household income has grown by 13% since 2019.
The unemployment rate in 20689 stands at 1.8%, which is well below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 20689 in Sunderland, MD is characterized as affluent, moderately educated, a mature community, and predominantly owner-occupied. With 2,046 residents, a median household income of $174,583, and a median home value of $468,400, it offers a clear picture of life in this part of Maryland.