| ZIP Code | 20622 |
|---|---|
| City | Charlotte Hall |
| State | Maryland (MD) |
| County | St. Mary's County |
| Area Code | 227/240/301 |
| Elevation | 119 ft |
| Latitude | 38.417355 |
|---|---|
| Longitude | -76.878012 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.9 yrs ↑ 23% since 2019 |
|---|---|
| Avg Household Size | 3.41 |
| Below Poverty | 6.9% ▼ 31% below avg |
| College Grads | 38.0% ≈ Avg |
| Unemployment | 3.4% ▼ 30% below avg |
| No HS Diploma | 13 (0.4%) |
| HS Graduate | 1,115 (36.2%) |
| Some College | 364 (11.8%) |
| Associates | 415 (13.5%) |
| Bachelors | 349 (11.3%) |
| Graduate Degree | 820 (26.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $118,938 ▲ 56% above avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $416,400 ▲ 49% above avg ↑ 26% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $1,659/mo ↑ 54% since 2019 |
| Total Units | 1,433 |
| Vacant Units | 8 |
| Avg HH Size | 3.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,433 |
|---|---|
| Vacant | 8 |
| Owner Occupied | 94.4% |
| Renter Occupied | 5.6% |
| Avg HH Size | 3.41 |
ZIP code 20622 is located in Charlotte Hall, Maryland, within St. Mary's County. With a population of 5,259, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.9 years. Economically, 20622 is a upper-middle-income ZIP code: the median household income of $118,938 is significantly above the national average.
Real estate in ZIP code 20622 represents a premium housing market. The median home value of $416,400 is above the national average. Renters can expect to pay around $1,659 per month in median rent. Homeownership is strong here — 94.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 20622 is primarily White (78.21%). Residents are moderately educated — 38.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 10% since 2019.
The unemployment rate in 20622 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 20622 in Charlotte Hall, MD is characterized as upper-middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,259 residents, a median household income of $118,938, and a median home value of $416,400, it offers a clear picture of life in this part of Maryland.