| ZIP Code | 20645 |
|---|---|
| City | Issue |
| State | Maryland (MD) |
| County | Charles County |
| Area Code | 227/240/301 |
| Latitude | 38.297219 |
|---|---|
| Longitude | -76.916184 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.6 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 0.0% ▼ 100% below avg |
| College Grads | 42.5% ▲ 10% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 178 (34.6%) |
| Some College | 52 (10.1%) |
| Associates | 66 (12.8%) |
| Graduate Degree | 219 (42.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $176,591 ▲ 131% above avg ↑ 43% since 2019 |
|---|---|
| Median Home Value | $516,400 ▲ 85% above avg ↑ 47% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Total Units | 276 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 276 |
|---|---|
| Owner Occupied | 95.7% |
| Renter Occupied | 4.4% |
| Avg HH Size | 2.60 |
ZIP code 20645 is located in Issue, Maryland, within Charles County. With a population of 717, this is a sparsely populated ZIP code with a mature community — the median age is 54.6 years. Economically, 20645 is a affluent ZIP code: the median household income of $176,591 is more than double the national average.
Real estate in ZIP code 20645 represents a premium housing market. The median home value of $516,400 is significantly above the national average. Homeownership is strong here — 95.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.
The population of 20645 is primarily White (88.56%). Residents are well-educated — 42.5% hold a bachelor's degree or higher, which is near the national average. Household income has grown by 43% since 2019.
A notably high share of workers — 36% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 20645 in Issue, MD is characterized as affluent, well-educated, a mature community, and predominantly owner-occupied. With 717 residents, a median household income of $176,591, and a median home value of $516,400, it offers a clear picture of life in this part of Maryland.