| ZIP Code | 13640 |
|---|---|
| City | Wellesley Island |
| State | New York (NY) |
| County | Jefferson County |
| Area Code | 315/680 |
| Elevation | 244 ft |
| Latitude | 44.332661 |
|---|---|
| Longitude | -75.990153 |
| Timezone | New York (DST) |
| FIPS | 36045 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 65.4 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.16 |
| Below Poverty | 3.6% ▼ 64% below avg |
| College Grads | 72.0% ▲ 86% above avg |
| Unemployment | 28.9% ▲ 491% above avg |
| HS Graduate | 63 (27.2%) |
| Some College | 2 (0.9%) |
| Bachelors | 31 (13.4%) |
| Graduate Degree | 136 (58.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $92,422 ▲ 21% above avg ↑ 90% since 2019 |
|---|---|
| Median Home Value | $330,500 ▲ 19% above avg ↓ 13% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Total Units | 810 |
| Vacant Units | 669 |
| Avg HH Size | 2.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 810 |
|---|---|
| Vacant | 669 |
| Owner Occupied | 100.0% |
| Renter Occupied | 0.0% |
| Avg HH Size | 2.16 |
ZIP code 13640 is located in Wellesley Island, New York, within Jefferson County. With a population of 305, this is a sparsely populated ZIP code with an older community — the median age is 65.4 years. Economically, 13640 is a middle-income ZIP code: the median household income of $92,422 is above the national average.
Real estate in ZIP code 13640 represents a mid-range housing market. The median home value of $330,500 is above the national average. Median home values have decreased by 13% since 2019.
The population of 13640 is primarily White (93.77%). Residents are highly educated — 72.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.6%. Household income has grown by 90% since 2019.
The unemployment rate in 13640 stands at 28.9%, which is more than double the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 13640 in Wellesley Island, NY is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 305 residents, a median household income of $92,422, and a median home value of $330,500, it offers a clear picture of life in this part of New York.