| ZIP Code | 13126 |
|---|---|
| City | Oswego |
| State | New York (NY) |
| County | Oswego County |
| Area Code | 315/680 |
| Elevation | 368 ft |
| Latitude | 43.438798 |
|---|---|
| Longitude | -76.457454 |
| Timezone | New York (DST) |
| FIPS | 36075 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.8 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 14.9% ▲ 49% above avg |
| College Grads | 42.4% ▲ 10% above avg |
| Unemployment | 7.4% ▲ 50% above avg |
| No HS Diploma | 127 (0.6%) |
| HS Graduate | 6,182 (30.4%) |
| Some College | 3,083 (15.1%) |
| Associates | 2,332 (11.5%) |
| Bachelors | 2,618 (12.9%) |
| Graduate Degree | 6,024 (29.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,590 ▼ 17% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $134,600 ▼ 52% below avg ↑ 21% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $992/mo ↑ 28% since 2019 |
| Total Units | 15,668 |
| Vacant Units | 2,052 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,668 |
|---|---|
| Vacant | 2,052 |
| Owner Occupied | 66.1% |
| Renter Occupied | 33.9% |
| Avg HH Size | 2.33 |
ZIP code 13126 is located in Oswego, New York, within Oswego County. With a population of 36,199, this is a highly populated ZIP code with a relatively young community — the median age is 34.8 years. Economically, 13126 is a solidly middle-class ZIP code: the median household income of $63,590 is below the national average.
Real estate in ZIP code 13126 represents one of the more affordable housing markets in the country. The median home value of $134,600 is well below the national average. Renters can expect to pay around $992 per month in median rent. Homeownership is strong here — 66.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 13126 is primarily White (87.02%). Residents are well-educated — 42.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.9%. Household income has grown by 20% since 2019.
The unemployment rate in 13126 stands at 7.4%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 13126 in Oswego, NY is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 36,199 residents, a median household income of $63,590, and a median home value of $134,600, it offers a clear picture of life in this part of New York.