| ZIP Code | 12972 |
|---|---|
| City | Peru |
| State | New York (NY) |
| County | Clinton County |
| Area Code | 518/838 |
| Elevation | 442 ft |
| Latitude | 44.561741 |
|---|---|
| Longitude | -73.559657 |
| Timezone | New York (DST) |
| FIPS | 36019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.4 yrs |
|---|---|
| Avg Household Size | 2.41 |
| Below Poverty | 5.9% ▼ 42% below avg |
| College Grads | 46.2% ▲ 19% above avg |
| Unemployment | 1.9% ▼ 62% below avg |
| No HS Diploma | 69 (1.4%) |
| HS Graduate | 1,467 (30.2%) |
| Some College | 643 (13.2%) |
| Associates | 434 (8.9%) |
| Bachelors | 624 (12.9%) |
| Graduate Degree | 1,616 (33.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $120,822 ▲ 58% above avg ↑ 64% since 2019 |
|---|---|
| Median Home Value | $195,600 ▼ 30% below avg ↑ 17% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $1,178/mo ↑ 42% since 2019 |
| Total Units | 2,965 |
| Vacant Units | 161 |
| Avg HH Size | 2.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,965 |
|---|---|
| Vacant | 161 |
| Owner Occupied | 88.7% |
| Renter Occupied | 11.3% |
| Avg HH Size | 2.41 |
ZIP code 12972 is located in Peru, New York, within Clinton County. With a population of 7,063, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 12972 is a upper-middle-income ZIP code: the median household income of $120,822 is significantly above the national average.
Real estate in ZIP code 12972 represents an affordable housing market. The median home value of $195,600 is below the national average. Renters can expect to pay around $1,178 per month in median rent. Homeownership is strong here — 88.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 17% since 2019.
The population of 12972 is primarily White (90.53%). Residents are well-educated — 46.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.9%. Household income has grown by 64% since 2019.
The unemployment rate in 12972 stands at 1.9%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 12972 in Peru, NY is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,063 residents, a median household income of $120,822, and a median home value of $195,600, it offers a clear picture of life in this part of New York.