| ZIP Code | 12846 |
|---|---|
| City | Lake Luzerne |
| State | New York (NY) |
| County | Warren County |
| Area Code | 518/838 |
| Elevation | 1,036 ft |
| Latitude | 43.346108 |
|---|---|
| Longitude | -73.789495 |
| Timezone | New York (DST) |
| FIPS | 36113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.1 yrs |
|---|---|
| Avg Household Size | 1.90 |
| Below Poverty | 20.9% ▲ 109% above avg |
| College Grads | 48.8% ▲ 26% above avg |
| Unemployment | 1.4% ▼ 71% below avg |
| No HS Diploma | 34 (1.5%) |
| HS Graduate | 681 (30.9%) |
| Some College | 216 (9.8%) |
| Associates | 198 (9%) |
| Bachelors | 455 (20.6%) |
| Graduate Degree | 620 (28.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $47,449 ▼ 38% below avg ↓ 20% since 2019 |
|---|---|
| Median Home Value | $197,400 ▼ 29% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $942/mo ↓ 15% since 2019 |
| Total Units | 2,338 |
| Vacant Units | 759 |
| Avg HH Size | 1.90 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,338 |
|---|---|
| Vacant | 759 |
| Owner Occupied | 81.4% |
| Renter Occupied | 18.6% |
| Avg HH Size | 1.90 |
ZIP code 12846 is located in Lake Luzerne, New York, within Warren County. With a population of 3,007, this is a sparsely populated ZIP code with a mature community — the median age is 50.1 years. Economically, 12846 is a working-class ZIP code: the median household income of $47,449 is below the national average.
Real estate in ZIP code 12846 represents an affordable housing market. The median home value of $197,400 is below the national average. Renters can expect to pay around $942 per month in median rent. Homeownership is strong here — 81.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 12846 is primarily White (98.50%). Residents are well-educated — 48.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a significant share of residents at 20.9%. Household income has declined by 20% since 2019.
The unemployment rate in 12846 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 12846 in Lake Luzerne, NY is characterized as working-class, well-educated, a mature community, and predominantly owner-occupied. With 3,007 residents, a median household income of $47,449, and a median home value of $197,400, it offers a clear picture of life in this part of New York.