| ZIP Code | 12842 |
|---|---|
| City | Indian Lake |
| State | New York (NY) |
| County | Hamilton County |
| Area Code | 518/838 |
| Elevation | 1,597 ft |
| Latitude | 43.719634 |
|---|---|
| Longitude | -74.279891 |
| Timezone | New York (DST) |
| FIPS | 36041 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 58.0 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.06 |
| Below Poverty | 5.3% ▼ 48% below avg |
| College Grads | 36.9% ≈ Avg |
| Unemployment | 2.9% ▼ 40% below avg |
| No HS Diploma | 4 (0.5%) |
| HS Graduate | 307 (40.3%) |
| Some College | 104 (13.7%) |
| Associates | 65 (8.5%) |
| Bachelors | 81 (10.6%) |
| Graduate Degree | 200 (26.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,592 ▼ 21% below avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $227,400 ▼ 18% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $717/mo ↑ 33% since 2019 |
| Total Units | 1,320 |
| Vacant Units | 869 |
| Avg HH Size | 2.06 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,320 |
|---|---|
| Vacant | 869 |
| Owner Occupied | 79.4% |
| Renter Occupied | 20.6% |
| Avg HH Size | 2.06 |
ZIP code 12842 is located in Indian Lake, New York, within Hamilton County. With a population of 952, this is a sparsely populated ZIP code with an older community — the median age is 58 years. Economically, 12842 is a solidly middle-class ZIP code: the median household income of $60,592 is below the national average.
Real estate in ZIP code 12842 represents an affordable housing market. The median home value of $227,400 is below the national average. Renters can expect to pay around $717 per month in median rent. Homeownership is strong here — 79.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 12842 is primarily White (89.92%). Residents are moderately educated — 36.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 4% since 2019.
The unemployment rate in 12842 stands at 2.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 12842 in Indian Lake, NY is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 952 residents, a median household income of $60,592, and a median home value of $227,400, it offers a clear picture of life in this part of New York.