| ZIP Code | 12817 |
|---|---|
| City | Chestertown |
| State | New York (NY) |
| County | Warren County |
| Area Code | 518/838 |
| Elevation | 1,176 ft |
| Latitude | 43.639585 |
|---|---|
| Longitude | -73.823628 |
| Timezone | New York (DST) |
| FIPS | 36113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 60.2 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 7.1% ▼ 29% below avg |
| College Grads | 54.2% ▲ 40% above avg |
| Unemployment | 7.3% ▲ 50% above avg |
| No HS Diploma | 32 (2%) |
| HS Graduate | 408 (25.2%) |
| Some College | 150 (9.3%) |
| Associates | 151 (9.3%) |
| Bachelors | 158 (9.8%) |
| Graduate Degree | 720 (44.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,469 ▲ 19% above avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $304,500 ▲ 9% above avg ↑ 54% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $876/mo ↑ 17% since 2019 |
| Total Units | 2,115 |
| Vacant Units | 1,151 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,115 |
|---|---|
| Vacant | 1,151 |
| Owner Occupied | 82.2% |
| Renter Occupied | 17.8% |
| Avg HH Size | 2.09 |
ZIP code 12817 is located in Chestertown, New York, within Warren County. With a population of 2,023, this is a sparsely populated ZIP code with an older community — the median age is 60.2 years. Economically, 12817 is a middle-income ZIP code: the median household income of $90,469 is above the national average.
Real estate in ZIP code 12817 represents a mid-range housing market. The median home value of $304,500 is near the national average. Renters can expect to pay around $876 per month in median rent. Homeownership is strong here — 82.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.
The population of 12817 is primarily White (94.41%). Residents are well-educated — 54.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.1%. Household income has grown by 35% since 2019.
The unemployment rate in 12817 stands at 7.3%, which is above the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 12817 in Chestertown, NY is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 2,023 residents, a median household income of $90,469, and a median home value of $304,500, it offers a clear picture of life in this part of New York.