| ZIP Code | 12816 |
|---|---|
| City | Cambridge |
| State | New York (NY) |
| County | Washington County |
| Area Code | 518/838 |
| Elevation | 970 ft |
| Latitude | 43.044399 |
|---|---|
| Longitude | -73.38195 |
| Timezone | New York (DST) |
| FIPS | 36115 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.4 yrs |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 8.9% ▼ 11% below avg |
| College Grads | 46.1% ▲ 19% above avg |
| Unemployment | 2.6% ▼ 46% below avg |
| No HS Diploma | 49 (1.5%) |
| HS Graduate | 1,002 (30.7%) |
| Some College | 301 (9.2%) |
| Associates | 408 (12.5%) |
| Bachelors | 443 (13.6%) |
| Graduate Degree | 1,060 (32.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,669 ≈ Avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $213,300 ▼ 23% below avg ↑ 27% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,064/mo ↑ 32% since 2019 |
| Total Units | 2,581 |
| Vacant Units | 496 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,581 |
|---|---|
| Vacant | 496 |
| Owner Occupied | 83.0% |
| Renter Occupied | 17.0% |
| Avg HH Size | 2.23 |
ZIP code 12816 is located in Cambridge, New York, within Washington County. With a population of 4,692, this is a lightly populated ZIP code with a mature community — the median age is 50.4 years. Economically, 12816 is a middle-income ZIP code: the median household income of $79,669 is near the national average.
Real estate in ZIP code 12816 represents an affordable housing market. The median home value of $213,300 is below the national average. Renters can expect to pay around $1,064 per month in median rent. Homeownership is strong here — 83.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 12816 is primarily White (92.22%). Residents are well-educated — 46.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 34% since 2019.
The unemployment rate in 12816 stands at 2.6%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 12816 in Cambridge, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 4,692 residents, a median household income of $79,669, and a median home value of $213,300, it offers a clear picture of life in this part of New York.