| ZIP Code | 12776 |
|---|---|
| City | Roscoe |
| State | New York (NY) |
| County | Sullivan County |
| Area Code | 329/607/845 |
| Elevation | 1,956 ft |
| Latitude | 41.96339 |
|---|---|
| Longitude | -74.957793 |
| Timezone | New York (DST) |
| FIPS | 36105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.7 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.58 |
| Below Poverty | 8.9% ▼ 12% below avg |
| College Grads | 45.9% ▲ 18% above avg |
| Unemployment | 1.3% ▼ 74% below avg |
| No HS Diploma | 26 (1.8%) |
| HS Graduate | 461 (31.6%) |
| Some College | 152 (10.4%) |
| Associates | 150 (10.3%) |
| Bachelors | 142 (9.7%) |
| Graduate Degree | 527 (36.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,875 ≈ Avg ↑ 41% since 2019 |
|---|---|
| Median Home Value | $238,800 ▼ 14% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,234/mo ↑ 14% since 2019 |
| Total Units | 1,882 |
| Vacant Units | 1,125 |
| Avg HH Size | 2.58 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,882 |
|---|---|
| Vacant | 1,125 |
| Owner Occupied | 88.9% |
| Renter Occupied | 11.1% |
| Avg HH Size | 2.58 |
ZIP code 12776 is located in Roscoe, New York, within Sullivan County. With a population of 2,046, this is a sparsely populated ZIP code with a mature community — the median age is 52.7 years. Economically, 12776 is a middle-income ZIP code: the median household income of $79,875 is near the national average.
Real estate in ZIP code 12776 represents an affordable housing market. The median home value of $238,800 is near the national average. Renters can expect to pay around $1,234 per month in median rent. Homeownership is strong here — 88.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 12776 is primarily White (86.31%). Residents are well-educated — 45.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 41% since 2019.
The unemployment rate in 12776 stands at 1.3%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 12776 in Roscoe, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 2,046 residents, a median household income of $79,875, and a median home value of $238,800, it offers a clear picture of life in this part of New York.