| ZIP Code | 12531 |
|---|---|
| City | Holmes |
| State | New York (NY) |
| County | Dutchess County |
| Area Code | 329/845 |
| Elevation | 840 ft |
| Latitude | 41.540534 |
|---|---|
| Longitude | -73.671592 |
| Timezone | New York (DST) |
| FIPS | 36027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.5 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 1.5% ▼ 85% below avg |
| College Grads | 58.1% ▲ 50% above avg |
| Unemployment | 11.3% ▲ 131% above avg |
| No HS Diploma | 13 (0.8%) |
| HS Graduate | 375 (22.8%) |
| Some College | 154 (9.4%) |
| Associates | 147 (8.9%) |
| Bachelors | 182 (11.1%) |
| Graduate Degree | 775 (47.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $126,319 ▲ 66% above avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $434,500 ▲ 56% above avg ↑ 41% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Total Units | 1,085 |
| Vacant Units | 184 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,085 |
|---|---|
| Vacant | 184 |
| Owner Occupied | 83.4% |
| Renter Occupied | 16.7% |
| Avg HH Size | 2.47 |
ZIP code 12531 is located in Holmes, New York, within Dutchess County. With a population of 2,316, this is a sparsely populated ZIP code with a mature community — the median age is 50.5 years. Economically, 12531 is a upper-middle-income ZIP code: the median household income of $126,319 is significantly above the national average.
Real estate in ZIP code 12531 represents a premium housing market. The median home value of $434,500 is significantly above the national average. Homeownership is strong here — 83.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 12531 is primarily White (74.40%). Residents are well-educated — 58.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 1.5%. Household income has grown by 8% since 2019.
The unemployment rate in 12531 stands at 11.3%, which is more than double the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 12531 in Holmes, NY is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 2,316 residents, a median household income of $126,319, and a median home value of $434,500, it offers a clear picture of life in this part of New York.